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Can an authorized user be held responsible for debt on a credit card?

In: Credit and Debit Cards, Debt Collection, Credit [Edit categories]

Answer:

Answer

No.

An AU is not legally responsible for repaying the debt to the creditor as it is presumed that the AU has no control over the account itself.

Hopefully the AU would consider it their personal responsibility to pay the account holder.

First answer by Cya. Last edit by Cya. Contributor trust: 701 [recommend contributor ]. Question popularity: 11 [recommend question].

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