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Probably, because if you don't have it, he may be required to carry it or remain liable. If you don't have it, he can probably add you to his & pass the cost to you - which could be a cheaper route for you to go. You might ask for the rate & exposure schedule of his policy to ensure you're being charged the right rate - after all, math errors can easily happen to anyone. If you have employees or subs, ask if you can be named an Additional Insured on his policy. It's not the same as being the Insured yourself, but it's better than not being named at all.
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Do you have to repay workmans compensation if you receive a lawsuit settlement?
You need to check with your work comp state laws, but in most states you do not have to pay taxes on your settlement. You can usually google something like "your state-work comp laws".gov to find website.
Does what you make an hour decide what you get from workmans comp?
As a general rule, yes. However the payments are capped at a certain level.
What is the NC workmen's comp law about returning to work after the doctor releases you with lifting restrictions this is part of your job does the company have to find another job or discharge you?
The BBB has nothing to do with workmans comp. Do your research at the source: http://www.workerscompensation.com/north_carolina.php Call your local Better Business Bureau (BBB) and ask them. Where I come from, the employer has to make a reasonable effort to alter your workload if possible.
Can my employer of six years who have put me in a new department since going on Workmans Compensation light duty fire me?
no, not legally so make sure you do every thing by the book in your new dept. and keep records (dates and times)of any thing you find suspicious regarding your employers behavior towards you. he/she might be setting you up for a fall to fire you in a legal manner. and remember the dept of labor is there for this reason You can not be fired for being on workmans comp but you can be fired for not doing your job tasks according to company guidelines within your light duty limits. For instance if you continually come in late to work or are absent you can be fired as this has nothing to do with the workmans comp.
Does an employer without workers comp have a liability to pay medical bills for on the job injury?
This question bothers me. A business that does not have the leagaly required Workmans Comp coverage would be Liable to pay for the equivilant costs plus Leagal costs. But any business that does not have this coverage will turn out to be a fly by night or outlaw company with no assets and virtually no way to leagaly make them pay. If they don't have coverage don't work there,.
If you get a spider bite on your hand while digging a ditch does workmans compensation cover this?
You have to be off work and have hospital forms for workmans comp and a spider bite doesn't make you lose time for work unless it was a very poisonous one for some reason and you went to the hospital.
If you are injured on your second job will workmans comp pay your lost income from your other job which is your main source of income?
Individual states make Workman's Insurance (comp) laws. In general any income lost from injury is taken into account when benefits are assessed.
Can an employer make you pay for insurance previously paid for by company if your on workers comp for more than two months?
It is not possible
Can you quit job while on workers comp?
In Canada yes. For example if you injury your back because you were doing heavy lifting and Workers Comp., sent you to a Chiropractor or physical therapy then after a few days to a few weeks and your doctor clears it then Workers Comp will make a deal with your employer to put you on light duty. This way the employer will pay half and Workers Comp will pay the other half until you are fully recovered.
As a business owner can you get workmans comp for your self?
of course if you insure yourself and are injured on the clock. You only get compensated for set pay though, so if the business keeps running while your out and you normally just make profits then theres no point
What should you do if your employer offers you light duty after a workplace injury turned into workmans comp?
Depending on the State Laws in your state, you may not have any choice but to accept it, whether you like the job or not. I look at this way, you could have no job and no income, so light duty or having different duties is better than nothing. Make sure you read up on your State's latest DOL injury information.
Do you get 1099 for workmans comp?
Being paid by on a 1099 basis means you are an independent contractor, basically self employed. The amounts that would be paid by an employer for his employee are now your responsibilty, like the employer portion of FICA (7.56%). However, as someone self employed, you probably aren't covered by WC protection, and certainly not Unemployment, so you won't be making contributions to it. It's probably negotiable. But just because a company pays into WC for you doesn't make you an employee. Many states are "ladder states," meaning liability follows up the ladder until someone can pay. In Texas, General Contractors are required to carry Comp for their subcontractors (who are 1099 workers) who don't have it, or remain liable if they don't (since TX is the voluntary Comp state.) If you can carry your own WC, it may make you more marketable. You can check with those you do work for before you decide.
