Some companies get better insurance rates if they require all employees to buy health insurance. IT is cheaper because the insurance company is not covering just the people that need it or use it.
i do not think so
That depends on a number of factors, such as the jobs/income of each parent, the health insurance plan either or both parent has, any relevant laws of your state, etc. Sometimes both parents are required to maintain health insurance on the children, especially if they both already have health insurance plans with their jobs.
Usually health insurance means dental and vision coverage. Check with your lawyer if your employer does not offer either of those for alternatives. The coverage should be seamless so that the custodial parent has insurance available for the child as needed. Sending a copy of the card to that parent makes good sense.
When the child reaches age 18, he is legally considered to be an adult in Wisconsin. A hospital or doctor could not pursue you to pay the child's medical bills. There are other ways that a parent could be held responsible for an 18-year-old's medical care. For example, if the parent had been court-ordered to provide health insurance as part of a child support order. Under health reform, a parent can keep a child on his health insurance until the child reaches age 26. Some plans will not allow you to keep the child on your plan if the child has an employer-sponsored plan offered to him. And you cannot cover your child's spouse or children on your plan.
To take out life insurance on a parent, you'll need to provide complete background and health information and the parent will have to know they are being insured.
You can purchase life insurance online for your parent. Anyone can purchase life insurance for their parent, because they have an "Insurable Interest" in their parent. You can compare free life insurance quotes online, or purchase life insurance direct online for a parent. However, your parent may need to sign an application form, and your parent may need to take a physical exam, and/or answer some health questions.
Minors are almost always included on their parent's health plans. If a parent can't afford health insurance coverage, the state will almost definitely cover the child.
You don't have to give it to the custodial parent. Provide it directly to the health care provider, or call them and tell them the information on the card. The health care provider will take care of sending the bills to the health insurance company for you.
There are several supplemental health insurance providers in Rhode Island. The correct insurance is dependent on you family needs and the family budget.
If the child is under age 18, then the parent is responsible for her medical bills. That is not the same as being responsible for providing her health insurance. At this point, (2013), there is not a requirement to have health insurance. If the child is age 18 or older, then the parent is not responsible for her bills. The hospital or physician's office may try to involve you, and encourage you to help her, but legally, the parent would not have the responsibility.
no
Are you required by te court to provide insurance to your kids? If you are then it doesnt matter where the insurance comes from. If you can find a cheaper premium/better benefits from another carrier.. power to you! As long as the kids are covered and your not paying out a 5000.00 deductible then I would say go for it! Hope this helps:)