0
Can an employer refuse insurance coverage to an uninsured spouse?
Wiki User
∙ 18y ago
Maybe. What does their agreement with the Insurance Company say? Employment manual? Are other dependents covered for other employees? Open Enrollment? Qualifying Event? For more info see www.SteveShorr.com
Wiki User
∙ 18y ago
Add your answer:
Earn +20 pts
Can an employer refuse insurance coverage to a same sex spouse?
Not in the United States or Canada, unless the employer also refuses insurance coverage to opposite-sex spouses.
May you decline employer provided health insurance?
Yes, you are allowed to refuse to be covered by the employer's plan. They may ask you for proof of coverage elsewhere, which you may or may not have. The insurance carrier wants this, in order to know that people are not dropping out for other reasons. Even if you do not have coverage elsewhere, you can still refuse to join the employer's plan.
How do you lose your insurance coverage?
Most insurance companies will refuse to renew if you have had significant losses or traffic violations.
Can your employer refuse you medical insurance that is currently provided to others?
Your employer can refuse if they have good reason. I'm not certain what kind of reason that could be, but if they are providing insurance to everyone else except you, you might have a discrimination case on your hands.
You are an uninsured motorist and rear end a car now the insurance company wants you to pay the damages you refuse to pay what will the insurance company do will you be sued what can be done?
not sure
My employer is telling me that I can not have the health insurance they offer because my wife has coverage at her job is this legal?
They can refuse to cover her if she has coverage available where she works but I think they have to cover you. At least that is the way it is where I work. I also have the option of covering her on anything she isn't offered where she works, such as vision or dental programs.
Why was you denied Insurance coverage on sleeping pills?
The insurance companies have certain rules and restrictions. They have the right to refuse policies and coverage to people on certain medication including sleeping pills.
Can an employee drop their health insurance coverage when it isn't their open enrollment to join their spouses coverage at their spouses open enrollment?
You can but it is unwise because you need to know when you would be covered by the spouse's health plan. Some plans have 3 and 6 monthj waiting periods. So it is wise to keep your insurance, sign up on the spouse's insurance then later on after you have your new coverage in effect you could drop your employer's plan. Some employers however "require" their employees to be covered or are paying for the coverage. Check with your employer about that. Some employers will also refuse to cover you again if you lose your husband's coverage. If the marriage is not is good shape it is a foolish to drop your own coverage in case there is a divorce. Sorry to mention it but is true.
Is against the law or employer to refuse health insurance?
It is not against the law for an employer to refuse health insurance to their employees. Many companies and major corporations do offer health insurance through health benefits administrators, which are part of the HR department of the company you work for. You might want to get more information about this for your company or from the health benefits administrator of your company.
What does conditionally renewable mean with insurance?
Conditionally renewable policy grants the insurer a limited right to refuse to renew a health insurance coverage at the end of a premium payment period.
Can an employer force you to take their health plan and say it's because of the Affordable Healthcare law?
No, an employer cannot force you to be covered by their health plan. They might be telling you that you are "auto-enrolled", which is required by the Affordable Care Act. However, you have the right to refuse coverage. You may have to sign a form for the health insurer, so that the employer does not get "dinged" by the insurer for having employees uninsured. The employer's contract with the insurer generally requires them to enroll all employees (if employees do not pay part of the cost), or some percentage of employees (if employees do pay part of the cost). Your dropping out skews their numbers.
Insurance accident forgivness works when applicant lied about owning home?
An Insurer can void your policy and refuse coverage if it is determined you Intentionally lied on your auto insurance application. Fraud by Misrepresentation.
