No,
Working Spouse Rule If both you and your spouse work for Vought Aircraft, one of you can opt out of medical and dental coverage and the other spouse can cover both of you. Or, each spouse can elect separate coverage. However, only one of you can cover your eligible dependents for medical and dental benefits. Both of you can cover eligible dependents for optional benefits, such as optional life.
If your spouse works for a company other than Vought Aircraft and has medical coverage available through that employer, Vought requires that your spouse enroll in that employer's medical plan if the employer pays 50% or more of the cost of the plan. Your spouse's plan becomes the "primary" payer, and your Vought coverage becomes your spouse's secondary insurance.
A change in your spouse's employment status (termination or beginning of employment, for example, or a significant change in insurance coverage) qualifies as a change in life status that allows you to change your benefit elections during the plan year.
http://benefits.voughtaircraft.com/employees/CBU/enrollment/workingspouse.htm
for more info. see www.steveshorr.com/
Yes, you can get health and life insurance working at a marketing agency. Insurance companies cant discriminate you. Anyway, if you are looking for a very affordable health and life insurance, I recommend you check the site below to get free quotes and compare premiums between different insurance companies in the US. The website will pull up comparable premiums from the database, that would give you the best insurance quote and decide which one is best for you. http://www.goodinsurancepolicy.com
lond hours
Yes, because there will probably be a penalty for late enrollment, and your employer's health insurance will probably require you to enroll in Medicare.
Chances are Medicare would pay first as long as you are no longer working, or if your spouse does not have you covered under insurance through their employer. If your spouse IS working and you do have coverage through them, the group insurance would be primary if their employer has more then 100 employees working for them. Otherwise, Medicare will be primary.
The standard method used by the insurance industry is: actual current active employer is primary; retiree/annuitant is secondary
That's probably up to your boss... While on WC, you are incapacitated from working and are not paid by the employer, but by an insurance company. The employer has no control over you. Relocate where you will.
Your company will pay for the insurance if you are driving and working for a specific company. If you are an independent contractor driving for someone, you will have to maintain your own insurance for your job.
It depends where you live. Some employers do not provide insurance. In some countries if you are working after you are 65 or your spouse is working, you will be entitled for health insurance from employer. You will be eligible for Medicare even if you continue to work after you turn 65. It is important that you decide whether or not to enroll for medicare. You may not need all of Medicare benefits if you are still covered under your employer's plan. You can delay certain parts of Medicare, and get them later on when you retire, or if you lose your employer's insurance. You should make these decisions at least 3 months before your 65th birthday.
Normally the employer sends 12 checks, One per month.. however most companies that are in the worksite market canaccommodate other modes, like weekly. biweekly and semimonthly Companies that are committed to this market can match payroll for schools and other groups that have regular non working periods ( not our Congress ).. such as billing 9 monthly bills for the full 12 moth premiums.. Bob Stewart
Part B is available to everyone that qualifies for Medicare. However if you are still working for a large company and getting employer sponsored insurance from that company you probably want to save yourself the $105 monthly Part B premium and wait until you leave that company. The rules are different if you are working for a smaller company so check with your HR department to see which you work for. Then check with Medicare to make sure you are fully covered the way you want. And make sure you know the time limits relative to signing up for Part B without penalty once you do leave that employer.
No. Not if the employer is not set up to offer it to any of his/her employees OR if the company does offer it and you are a 'Part-time employee' working under 35 hours a week OR if you are a 'Full-time employee' and have not worked for the company for 90 days.
The thing which disappoint while working for an emloyer is poor attitude of employer.