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Can an insurance company make the policy holder sign off a household member - meaning that a specific member of the household is not allowed to drive any of the vehicles same policy?In: Auto Insurance |
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In a sense Yes, The company can require that you either add the other household member to your policy and pay any additional premium, or you can exclude them. It's your decision.
If you don't want to exclude them and you also don't want to pay the addtional premium to cover them then the company can legitimately cancel your policy for failure to declare the driver as either covered or excluded.
You can't have your cake and eat it too. Requiring the insurer to allow you to do neither is tantamount to requiring them to provide coverage for free to your other houshold driver.
If your argument is that that this houshold member has insurance of there own, then there should be no problem for you to exclude them since they have their own insurance, right?
First answer by Insurance Plus. Last edit by Johnny3h. Contributor trust: 514 [recommend contributor]. Question popularity: 20 [recommend question]
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