There are many questions to be asked with this question. Are you saying an uninsured driver, driving a vehicle with no insurance?
Answer.
First of all you hope that the insured drivers insurance...
Nonrated:Person is covered if they drive the vehicle(s), but generally not affecting the premium. (Usually this means they are a licensed household member, but they have their own separate vehicle...
your insurance contract will say something like, ''promptly report all losses'' you should report it to your company..........it doesn't matter that other vehicle is uninsured.......if you are liable...