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I have known people to buy vehicle without a driver's license, but I don't believe you can insure it. You probably could get storage insurance, or maybe insure it with someone else as a primary driver. But most likely the insurance will have to be purchased by someone else.
im an auto insurance agent.... in some states, you may insure your car even if you dont have a valid driver license. you may also buy your own car in some dealerships. you just gotta look for them...
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∙ 8y ago
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Do you need U.S Drivers license to buy car insurance?
Yes, you will need a driver's license in order to purchase a car. An insurance company wouldn't accept the risk of insuring an unlicensed driver.
If an unlicensed driver was involved in an accident in one of the vehicles on your auto insurance policy Will your insurance cover the charges?
Maybe. Did the unlicensed driver have your permission to be operating the car when the accident occurred? If so, maybe not.
What if your fully insured car was wrecked by an unlicensed driver Will your insurance cover your loss?
yes it will
Will insurance cover my car damage if I loaned my car to an unlicensed and uninsured driver?
My insurance canceled uninsured person hits someone in rear what happens to me
What if an unlicensed driver got into a car crash borrowing your car without permission?
Your insurance will likely cover the liability costs less deductibles. You may be forced to file charges for vehicle theft against the unlicensed driver and your insurance company may also sue him.
To buy car insurance do you need a valid driver's license?
You do in Texas NO. You do not have to have a driver's license in Texas to get auto insurance. In fact, you have to show proof of insurance BEFORE you get your license....which is completely ridiculous! Unfortunately, there are too many companies that are insuring unlicensed drivers!
Will your full coverage auto insurance cover if an unlicensed driver got into an accident with your car but was not at fault?
Yes
What are some cheap car insurance places for a 18 year old unlicensed driver?
You cannot get car insurance if you do not have a license because you cannot legally drive.
If you have full insurance on your car and it is totaled by an unlicensed driver what happens with your insurance and payments for the car?
If this unlicensed driver was driving your car with your knowledge, you are screwed. But if you mean an unlicensed driver hit your car, if you have full coverage you should be able to collect on your insurance. The insurance will make the check to the leinholder and they will give you any excess or expect you to make up any shortage to pay off the loan. In some cases, if you did give permission for the uninsured driver, your insurance company will pay for the loss but make you sign an exclusion stating that the driver will not be covered in the future for any reason. You would be liable for full cost if it happens again. You can also expect a spike in your rates if they reside with you.
If you hit an unlicensed driver will your insurance pay for damages to his car?
This will depend on the type of insurance coverage. The insurance company can decide to go to court and argue that since the driver was uninsured, then they should not be liable for damages.
What happens if someone unlicsensed but a cosigner drives my car?
It's illegal to drive without a driver's license, so if they get caught, they could be arrested. Your insurance may not cover the car if you allow an unlicensed driver to drive it, so if there's an accident, you will probably have to pay for it. Basically, don't let an unlicensed driver drive your car, even if they are the co-signer.
Is an unlicensed driver automatically at fault?
An unlicensed driver will probably get cited for not having a license and may even get their car impounded, but is not automatically at fault. The person that the police and insurance company determine caused the accident would be at fault.
