More input from FAQ Farmers:
08/08/2012:
It depends on the state in which you live. In Wisconsin, our insuring contracts state that every member of your household is covered by your policy, and Wisconsin does not allow us to exclude any driver. Since the insurance company is on the hook for everybody, they absolutely have the right to have information about everyone in the household. In some states, it is permissible to exclude drivers. In those cases, you can sign an agreement with your insurance company that basically says that if "Person X" drives my car and has an accident w/ it, the insurance company does not have to provide coverage. In that case, they will still need some information, but since they are not covering that person, not as much information.
Auto insurance companies The insurance company can ask you a lot of things that you don't think are any of their business, but if they are insuring your auto, they have every right to ask about all residents in your household as well as anyone else who may have access to your vehicle. Failure to disclose is a violation of the terms of your insurance contract and can result in cancellation or non-renewal of your policy.
There is a company who supplies information to insurance companies called CLUE. This company gives insurance companies information on losses paid by all insurance companies and what type and amount of the claim was paid. CLUE also supplies companies with a variety of information. It gives information like people who had auto insurance at the same address as you have and people who were listed on insurance policies of you in the past like other household members or drivers.
Insurance companies get their sales leads from referrals as well as from websites that collect information from people searching for a quote in their area.
Billers are the people that link medical service providers with insurance companies. The billers provide important information that help insurance companies make medical payments on behalf of the patient.
discrimination based on genetic information is against the law
Travel insurance for elderly people is offered by multiple insurance companies most famously AARP offers good insurance for elderly also other insurance companies like sunlife.
Insurance recruiters always seem to be in demand. The problem with this, however, is that insurance recruiters generally work off of commission and with the economy the way it is, the number of people purchasing insurance is decreasing.
In economics demand is what people want Supply is what companies want to sell
All insurance companies provide their customers with their own information and rules in their websites, brochures and offices. However, there are some websites such as Building Insurance Expert and Money Supermarket that will help people get information, too.
Some companies that provide travel insurance for people over 75 years old are Good to Go Insurance, Columbus Travel Insurance and Insure for All Insurance. You can also contact your travel agent or health insurance company for other travel insurance companies
About 300,000 people are employed by the health insurance industry.
One of the jobs that are available at insurance companies is auto insurance which help people with accidents that result in totaling of a car. Another job available at insurance companies is business insurance which help with, well, just that!
The information may, or may not be available for review by all isnurance companies across the country. Usually, the medical examination results from a physical exam for life insurance are shared with the M.I.B. (Medical Information Bureau), which is accessible by most life insurance companies. However, there are life insurance companies who do provide coverage for people who have taken drugs in the past, but have since stopped for a period of time. I have seen people get insured after stopping drugs for a period of 5 or 10 years. There are also guaranteed issued policies that will still issue you a policy no matter what your drug history.