Can banks freeze your account if you are reported to the Chex systems after your account is opened for months?
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possible. After my five years with chex systems passed, I opened a checking account and the bank closed it after two months due to my chex systems record. They froze it and then closed it without notice to me. I found out when the atm card quit working. I then had to get Chex systems to write a letter to them because my record should have been gone after five years, but that did not help me get my account back.

Yes, if the account holder resides in a state where the banking laws allow the action without due process of law.

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First answer by Crymsntide. Last edit by Macky. Contributor trust: 3210 [recommend contributor]. Question popularity: 24 [recommend question]

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