Can credit card companies garnish a pension and SS check that is automatically deposited into a checking accout in the state of Florida the pension and SS are from California?

Answer

Credit card companies can't touch your bank account. They can threaten and do many other things like garnish your wages (if you have a job), send you to collections, etc, but they can't take money from your bank account.

Answer

Creditor judgments can be executed as bank account levies in every state. The only exception in a very few states are accounts of married couples that are held as TBE.

However, all SS, VA, RRB, and most private pensions and all government disability, supplemental income, etc. are exempt from garnishment for creditor debt in all states. Please be advised, SS, VA, RRB, and other retirement and disability benefits should NEVER be commingled with other funds in bank accounts. When such benefits are mixed with other income the creditor can request the account be frozen and the judge rule on what portion of funds are legally exempt.

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