All SS benefits are completely exempted by federal law from creditor action. Private pensions in general are usually exempted, but to be certain the involved party would need to consult the personal exemptions laws of their state of residency.
In order for a credit card company to legally take any money away from you, they must first obtain a judgment in a court against you Once they obtain that money, they can attempt to collect it. Individual states have different rules as far as what can or can not be collected. For example, a few states let you collect someones income tax refund when you have a judgment against them (but most do not). In general, social security is not collectible until it is deposited in your bank account. When it is deposited into your bank account, it can be collected by bank levy but not directly.
If a credit card company is threatening to take your Social Security money without first obtaining a judgment, this is illegal under the FDCPA because a false threat can not be used to intimidate you into paying.
If a debt collector violates the FDCPA you have the right to sue a debt collector in state or federal court within one year from the date of the violation. If you win, you may recover damages in the amount of any losses you suffered as a result of the violation, plus an additional amount of up to $1,000.00. You may also be able to recover court costs and attorney fees.
In most states, you may report the agency's conduct to the state Attorney General's office. You may also contact the Federal Trade Commission (FTC) if you have a problem with an out-of-state debt collection agency.
Federal Trade Commission
One Bowling Green Ste. 318
New York, NY 10004
1-877-382-4357 (877-FTC-HELP)
Summary: No, they can't take your check.
Unless they sue you and get a judgement they can't garnish anything. Neither a private pension nor Social Security would be attachable in the case of a creditor such as a bank or credit card issuer having a judgement. However, if the bank account it's deposited into has other funds it is possible that funds in that bank account that are not the proceeds of a pension or social security payment could be
I am my daughters payee and she card... withy social security number and the credit card that she gets her money each month on were stolen when they stoled my purse... how do I get these replaced... corrina_hartman@yahoo,com
No. Applying for a credit card you must be a United States citizen. They varify this among other things with your social security number. To have a social security number you must be a citizen. All credit card issuers request your social security number and if you don't give it they will not give you credit. No. Applying for a credit card you must be a United States citizen. They varify this among other things with your social security number. To have a social security number you must be a citizen. All credit card issuers request your social security number and if you don't give it they will not give you credit.
No, you cannot use a social security card to withdraw money. A social security card may be useful if you want to open a bank account, though, and you can withdraw money from that.
If you are being paid for work with a card, it will certainly be considered income. It just depends on the source of the money--you will have to take it up with Social Security.
You cannot get a credit card in the US with US credit card companies unless you have a social security number. Since Canadian residents don't have US social security numbers, they do not have access to US credit companies credit cards.
yes you have to in every credit card company.
On your Social Security card.
Driver's License ID Credit Card Social Security Card
== == NO, you have to turn in any credit cards and include the credit card debts in the bankruptcy. You can't pick and choose what debts you are going to include.
No
You would not need a social security card but you do need a social security number. All those who have credit have a legal right to have a free credit report one time annually from all credit bureaus. You can request them at other times if you are denied credit as well.
No, credit card debt collectors cannot go after your social security check. Debt collectors are not able to go after your income under the Fair Debtors, Creditors Act.