I'll assume you are speaking of a disability check from the United States government. Typically those cannot be attached.
However, and it may be a hair split, if that check is deposited in a bank, the bank account might be susceptible to an attachement.
You should consult an attorney specific to your state and see what he says. Or, if you are vey concerned, you can simply have your check sent to you, and cash it at a check cashing place. There is a modest fee, usually a dollar or so, but that is better than losing all.
No...not looking up the law for you. They cannot.
Yes
If there is a valid judgment against the account holder, the judgment creditor can levy the bank account to recover the monies owed according to the terms of the judgment and the laws of the state in which the account is held.
Most states allow a judgment creditor to conduct a bank account levy to help collect a judgment. The exact procedures vary by state and they have to be able to find your account somehow.
yes id they are licensed to do so in that state, but they must obtain a judgment first before they are able to attach anything
Umm I dont think so!!!
It is not possible to "attach a statement to an account". It is only possible to place a consumer statement on your report. This is important distinction and should answer the remainder of your question. In general, your statement, which may refer to a certain disputed account, shows to all who access your credit. But the fact that it is separate from the account itself means that the account would be used in the calculation of your credit scores.
Any assets you have such as property, automobiles, bank accounts or wages.
If it is a joint account yes, unless you can prove that the money is judgment proof
Yes, that is the way a garnishment works. When the credit card company sues you for non-payment of debt, they win a judgment. The judgment can be a garnish on your paycheck or your bank account. It makes no difference who you have a bank account with if they were awarded the garnishment by court.
There must have been a judgment obtained and then they can act on the judgment and attach wages.
Yes.