Can hbos make you sell your house becuase you owe them money in an unsecured loan because you have equity of the amount due?

Answer

In a short answer no. As the loan is unsecured it was borrowed just on the premise that you would be able to repay them the monthly ammount. If you are having difficulty with your loan HBoS offers something called a 'reschedule' this would potentially reduce the payments to an ammount you can afford each month as long as it is a specific percentage of the total balance. (i.e. £10k balance would be £125 per month minimum for a halifax loan, £142.86 for a Bank of Scotland loan) This does come with certain criteria which they will be able to discuss with you. Hope that helps!

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