0
Want this question answered?
Be notified when an answer is posted
Add your answer:
Earn +20 pts
Is the landlord responsible for damaged to my personal property if the damage was caused an fire?
The landlord is generally only responsible for the building, not the belongings inside. That's what renter's insurance is for.
If a skylight was damaged in a fire in a rental house is that the responsibility of the renter or owner?
Most Renters Insurance has a Liability component as well as personal property coverage. So if the fire was the renters fault the landlord could sue the renter then the liability insurance would pay.
If I rent a house and get water damage to my furniture who is responsible?
The landlord is usually only responsible for negligent damage, not fire or disaster. You can buy renter's insurance to cover your furnishings.
Do you have to reimburse the insurance company for leaving grease unattended on your stove at your apartment?
Possibly. The insurance company has reimbursed your landlord for his loss, and may indeed be within their rights to attempt to recover that from you as the one responsible. You're not their customer, your lanlord is, and anything they can recover from you will reduce the premiums they charge their customers.Unless the insurance company in question is the renter's, because he had rental insurance. In that case, the renter would be the insurance company's customer. As to whether the insurance company would cover a grease fire, the renter would have to consult his/her policy.
Your renter started a fire and has renters insurance how much will it cover?
most renters policies only cover the personal property of the renter. The property owner typically carries insurance for the Hazard of Fire.
How can a tenant get compensation because your neighbor ' fire caused?
Renter's insurance.
What kind of insurance pays to replace items destroyed by a fire in your house or apartment?
renter's insurance
Who should pay insurance on rented apartment?
Depends on which type of insurance, property or renter's. Your Landlord pays property insurance, which covers all of the property, including your home's infrastructure. But it does NOT cover the belongings of you, the Renter, such as your TV/Stereo, etc., any injuries your visitor may suffer while inside your home, and any damages to the unit your landlord may seek reimbursement of. Your Renter's Insurance, on the other hand, is paid by you, the Tenant. It covers up to a certain amount you elect, for example, $30,000, for the cost of replacement of your belongings in the rental unit. It also covers up to about $100,000 in property damage for your Landlord (such as if you set the unit on fire by accident), and up to a certain amount you elect in visitor injury.
House fire due to electrical shortage can landlord be sued?
Probably, if you can prove that the landlord caused the problem. However, if the overload occurred as the result of another tenant you can sue them instead. Remember, in general, the landlord is NOT responsible for damage to personal property of the tenant, which is why they should obtain renter's insurance.
Can a landlord and his insurance claim money from you for a kitchen fire?
Your "Renter's Insurance" should be the one paying the claim. It is your responsibility as a tenant to report any property damage to the landlord, and at the same time it should have been reported to your insurance carrier. If, per chance, one does not have renters insurance (which escapes all understanding why one wouldn't have this) then the tenant is responsible for all damages above what is considered normal wear and tear.
Is it a good idea to get renter's insurance when renting apartments?
Yes, you definitely need renter's insurance if you will be living in an apartment. In case of a fire or damage to the apartment, the building owners insurance will not cover your property. You need your own insurance for your things.
Why would a tenant purchase renter's insurance on an apartment?
Although landlords are bound to hold insurance over their properties, their main priority is the property itself. In a lot of cases there is a slight disregard to the tenant in unfortunate situations. For example, if there were a fire, the landlord's priority would be to ensure the building was repaired, it would then be down to the tenant themselves to deal with the issue of damaged or lost property, which would be covered by the renter's insurance,
