Can liens be placed on unsecured property?

When you say "unsecured", perhaps you mean property that is not subject to a written security agreement (like a mortgage or other guarantee).

The answer would be: possibly.

For example, even without a written security agreement, your house or car can have a lien attached when you have not paid for work done on them. This is called a "mechanic's lien" and could also apply to anyone who has delivered materials to your contractors for home improvement but have not yet been paid.

Another type of lien would be for non-payment of property taxes. Unless you resolve these within a prescribed period, the town/city could then file a "tax deed", taking title to your property, which is then sold at public auction to pay for the missing taxes.

First answer by Wutzyerproblem. Last edit by Wutzyerproblem. Contributor trust: 537 [recommend contributor]. Question popularity: 34 [recommend question]