Can more than one credit card company garnish your wages at the same time?

Answer

Yes, if more than one company receives a judgment in their favor and gets an order to garnish your wages, then you would be garnished. State law as to limits and exclusions would apply. You also might have an affirmative defense and reason to reduce both judgments. Consult an attorney familiar with your particular state law to be certain.

Answer

No. However, another creditor could levy a bank account. Depending on how the account is set up and your state of residency laws. People ofte rush into bankruptcy believing it is a cure all and preferable to being sued. Before making any decisions, a consumer should know all the exemptions State and/or Federal, that apply to protection of assets. Often being sued can, believe it or not, be the better option.

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