Registered Retirement Savings Plans
The courts have held that where funds are deposited in an RRSP, a trust relationship, and not a debtor-creditor relationship, is created between the bank and its customer. Consequently, the courts have generally held that an RRSP is not subject to garnishment. There is a case of the Federal Court of Canada Trial Division which has come to the opposite conclusion, but it would appear that the weight of authority provides that RRSPs are not attachable until he owner of the RRSP actually collapses it.
Source: http://www.scarfonehawkinsllp.com/faq_details.asp?faq_id=1004
in mediation civil law suit
In federal civil court due to diversity of citizenship.
A garnished account is an account that has been levied. Many accounts are garnished as a result of past due taxes or child support.
can my disabilty be garnished for past due phone bill can my disabilty be garnished for past due phone bill
Generically, a civil suit is one that seeks money damages or equitable remedies (such as an injunction). This is on contrast to a criminal suit. A civil suit can be person vs. person, person vs. other legal entity, or legal entity vs. legal entity. A criminal matter always involves a branch the government against another party (such as a state prosecuting someone for homicide). Therefore, a civil suit can be a breach of contract action, or one based upon injuries sustained by a person due to a defective product.
Can unemployment benefits be garnished due to losing your home
Depends on the nature of the civil suit. If its a simple debt collection lawsuit- a chpt. 7 can discharge the debt. If its a lawsuit seeking money damages due to fraud, then it might not be dischargeable if the creditor files a proof of claim.
Yes.
Yes, for past-due support.
Its your choice. What amount would they get IF they garnished your wages? More or less? Do they have a judgment for the balance due? IF so, they gave you a choice.
File a civil suit against the person who made the false allegations. Be advised that unless charges were dropped because they were found to be false beyond a "shadow of a doubt", it is unlikely a civil suit would be successful. Judges do not allow extradition based upon supposition.
If the creditor has a valid debt and if you are not able to make payments as they come due, the creditor can and probably will file a civil lawsuit against you. Once a creditor realizes that no amount of persuasion out of court will get him anything on the debt, a civil suit is the only recourse to getting paid.