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The answer is NO, SSI will NEVER be garnished, except to repay SSI overpayments, which can be recovered by a 10% reduction of benefits. SSI will NEVER be garnished for student loans, back taxes, etc.

Regular social security payments (NOT SSI) can be garnished IF you draw MORE than $750/month. If you make LESS than $750/month, nothing can be taken from your earnings. A garnishment can take 15% or the amount OVER $750, whichever is less to repay a "non-tax" debt, such as a student loan.

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13y ago
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14y ago

Yes, the collection agency can garnish up to 15% of your SSI for repayment of defaulted student loans. If you feel it is an economic hardship, you can contest the garnishment at the Ohmbudsman's office at the Dept. of Ed.

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11y ago

Yes, if it was a federally insured student loanor a federal student loan, within limits. Often what occurs is the monthly disability check will be reduced each month at an amount that allows one enough income for basic expenses and provide a sum for the repayment of the loan, until the loan is repaid in full.

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12y ago

No, Section 207 of the Social Security Act prohibits regular creditors from garnishing or levy an individual's Social Security. The only way your Social Security can be garnished is if you owe money to the IRS, if you owe federal student loans, or if you owe child support or alimony payments.

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Q: Can social security and disability checks under 750 be garnished for defaulted student loans yes or no?
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Wage garnished student loan paid off can you get another student loan?

Yes, if you paid off a Defaulted student loan and don't have any other defaulted student loans, then you are eligible to get new Federally Guaranteed student loans.


In Iowa can student financial aid be garnished?

If the loans are federally guaranteed then yes they can be garnished. If you need help with the consolidation of your defaulted loans, click on the default link below.


Can your private pension be garnished for a defaulted student loan?

If it's federal they can get your social security without even taking you to court. They would have to take you to court for a retirement account. If it's private they would have to get a judgment.


Can both your wages be garnished and your tax refund taken for defaulted student loan or just one or the other?

both...untill its paid off.


Can state disability check be garnished in ca?

It can be garnished by the federal government. Federal student loans, IRS debt, ect. Also if you owe back child support or alimony payments, it can be garnished. However, it cannot be garnished by regular creditors.


Can a student Loan take money when your social security disability check under 750?

Can a student Loan garnish money, From your social security disability check when it is under $750.00


Can a collection agency take your social security in Washington?

No. Social security and social security disability CAN NOT be garnished by a collection agency, BUT the Federal government can garnish it for child support, back taxes, unpaid student loans or any other money for which it is owed. SSI on the other hand CAN NOT be garnished by anyone, not even the Federal government since it is awarded by need. Hope this helps, Lsqud in PA


Can short term disability payments be garnished in ks?

The government can garnish short term disability payments but no one else can. This is usually for back student loans or taxes.


If you are being garnished for a defaulted student loan will they keep your entire tax return?

They will take the entire tax refund if you owe that much. And they will do that every year until the loan is paid.


Can the IRS levy or garnish a Social Security Disability Settlement Check?

Social Security does not allow garnishment of disability benefits by creditors. Any credit card company, business, or individual who has won a judgment against you will never garnish your Social Security disability check.Social Security will allow garnishment of your Social Security disability benefits for current and past due child support or alimony. And the Internal Revenue Service is allowed to garnish Social Security disability and retirement benefits for delinquent taxes.Also, in addition to the IRS, other federal agencies may be allowed to garnish Social Security disability benefits.For instance, if an individual owes student loans that were federally guaranteed their Social Security disability benefit can be garnished.In theory, any money owed to the federal government can conceivably be garnished from Social Security retirement or disability checks.If you receive Supplemental Security Income (SSI) disability benefits, however, no creditor can garnish your benefit, not even the Federal Government. Since SSI is a need based disability benefit, it cannot be garnished.


Can your disability benefits be garnished if your student loan is over 10 years old?

Yes, Social Security CAN and WILL be garnished for defaulted student loans. Theyll take anything over 750 or 15% whichever is more. Just try getting it dismissed for disability, Its IMPOSSIBLE!! No matter how long you've been on disability!! PS They wont allow government aid like food stamps to increase to make up difference either! GOD BLESS AMERICA! I borrowed 2250 25 years ago, (BIG MISTAKE)now with collection fees its almost 10000 and they'll harass me to the grave, even making me poorer then poorest person on welfare!! I LOVE this country!! NOT!!! and NO they do not lend money to people as dirt poor as I am and have always been to refinance!! I just LOVE this country!!


Can my SSI benefits be garnished for a Defaulted Student Loan I am being harrassed on a daily basis by Pioneer Credit, and they are threatening to garnish My SSI, which is my only income, as I am unable to work....?

The following answer was found online, "Social Security benefits can be garnished to repay Federal debts, but never below $750 per month. A garnishment can take 15%, or the amount over $750, whichever is less."