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Group Coverage must cover you immediately. They can exclude the Pre-X for 6 months.... There is a provision that if you had prior coverage, that that counts towards the pre-x. I've not found anything in the code that specifically says the prior coverage must be a US Carrier for someone in the US.

For more details see http://www.steveshorr.com/technical_questions.htm#What%20is%20a%20Pre-Existing%20Condition

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Q: Can someone living abroad who is returning to the USA after 5 years with a significant pre-existing condition immediate group policy medical coverage?
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