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No, people cannot take money from your account using only your account number and routing number - that information exists on every check that you write, so anyone to whom you send a check would then have unlimited access to your account if that was all it took. If, however, you have given someone a signed form allowing pre-authorized withdrawals (for bill payment purposes) then they can take money from your account using only the account number and routing number.

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Q: Can someone take money from your bank account by only having the account number and routing number?
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