Yes, I recently bought me insurance and they asked if I was going to be the driver or not.
Yes.
You do not have to be the original owner to be on the insurance. You just need to call the insurance carriers company and ask that you be added as a driver on that vehicle.
Why not. That unlicensed vehicle owner could be disabled and hired a licensed driver to drive the vehicle.
Car insurance typically follows the owner of the vehicle, not the driver. In the cae of an "excluded driver", unless that driver has his own policy that assumes coverage for a "borrowed" car, the original vehicle owner would be considered pursuable as an uninsured motorist.
In the UK, yes. So long as the driver has insurance.
Ultimately, the driver is responsible for everything that happens while the vehicle is moving. The DRIVER is supposed to verify that the vehicle he is driving has insurance. I have been in this position, as the owner of the vehicle. And trust me it is the owner that gets the huge fine.
Always remember insurance follows the vehicle and points follow the driver. So if they get points from the ticket it will follow the driver.
Insurance follows the vehicle. If the owner of the wheelchair van has no insurance on it, and the person who drives it, has insurance on their own vehicle.... then the wheelchair van would still be considered an uninsured vehicle. Again, insurance always follows the vehicle. The driver who is not the owner cannot use his/her insurance to cover the wheelchair van because they have no 'ownership' or 'insurable interest' in the van.
the accident is cover by insurance if the driver did not have insurance but the owner dose then it should cover for uninsured motorist if the driver was not a excluded driver of the vehicle a excluded driver is like a relative that lives the the policy holder but is not on the policy as a driver
The registered owner of the vehicle can, the driver of the vehicle (as long as they have no ownership interest) can not. Right ticket, wrong recipient.
It depends on where in the world you live and the circumstances surrounding the incident.
In Texas, Yes, It will cost more for Insurance for a new driver whether or not he is the registered owner of a vehicle.