Can you apply your payment to the cash advance portion of your credit card bill which usually has a higher interest rate?

Answer

The account holder is not given the option of how payments are to be apportioned. In some instances cash advances/courtesy checks are offered at a lower rate for a specified time. In the billing statement there will be noted what portion of the payment is alloted to any of these type transactions.

Answer

Furthermore, credit card companies (in my experience anyway) tend to pay off your lower interest rates first. I learned that the hard way when I had a card with a 0% APR on balance transfers, and when I bought gas ($20) the 0% balance was paid off first and then the gas was paid off some months later. The interest was only 50 cents/month but it still sucked lol

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