Yes, in most cases. It is a debt that is basically just deducted from your income. IE, if you make $5k a month, and your support is $2k a month, you will be looked at as you make only $3k a month. I have been paying child support for 12 years, and have bought 2 houses. I believe it would be a good idea to ask the question to the lender before going through all of the paperwork, just to make sure. Some states may have varying conditions/exclusions, or the lender may have certain restrictions on amount, length of time, etc.. The biggest hurdle will be if you make enough to satisfy the percentage that the lender is comfortable with. Hope that helps you out a little.
yes
The State can place a lien on the house if the father is on the title.
It's possible that if you file for child support he will file for visitation - assuming he isn't neglectful or abusive, visitation is his right as one of the parents of the child.
No, the provisions of IRS law only address this based on time spent with each parent. I assume your son is underage? See Dads House at link below about his rights as well as child support issues.
Yes, I was just sued for child support. I was the custodial parent and my ex owes me $30,000 in back child support and because my son didn't like having to do choirs at our house he went to go live with his father. Who in turn sued me for child support and now both my ex and I have to paid our son child support until he is 21 if he continues to go on to college.
If you own your car or house and are no longer making payments, should you still have insurance on them? Explain why or why not.
Yes... But usually the courts will use wage garnishment as their first action. Either way, a person would have to be significantly behind on payments and/or not attempting to financially support the child.
The State child support agency can file a lien on the house.
Yes, but you need to be the child's legal guardian. I am raising my two grandkids. Their mother does not live in my house. I collect child support from my ex son-in-law for his and my daughters 2 children. I went to the Department of Human Services with a copy of my custody paper and they set it up so that I get the support payments from him. My daughter however, does not pay support to us. I think the state is just now going after her for support. But, yes it can be done. Check with your local Department of Human Services, or whatever the equivalent is in your area. Good luck.
No. Child support is paid by absent parents.
yes
yes
If the custodial parent is NOT on public assistance you may visit your local child support agency and make a request to terminate the Support Collection Unit's involvement. This will in effect make all future payments direct pay from the NCP to the CP. Your local agency will request a notarized letter from the custodial parent stating: I AM THE CUSTODIAL PARENT TO WHOM CHILD SUPPORT IS DUE IN THE ABOVE REFERENCED CASE. I DIRECT THE OFFICE OF CHILD SUPPORT ENFORCEMENT TO DISCONTINUE CHILD SUPPORT SERVICES IN THIS CASE AND ANY AND ALL CHILD SUPPORT ARREARS DUE TO ME BE REMOVED FROM THE SUPPORT COLLECTION UNIT RECORDS. I HAVE BEEN ADVISED THAT IF THE DEFENDANT OWES MONEY TO DEPARTMENT OF SOCIAL SERVICES, THE DEPARTMENT WILL CONTINUE TO COLLECT THAT MONEY UNTIL IT IS PAID IN FULL. For the location of your local child support agency call 1-888-208-4485
You HAVE to go through the court system. Go online to the court house where your support papers were drawn up (This is were you have to file paperwork). You need to file for a modification in child support. Also, check your originals to make sure there are no clauses about continuing support after 18 if the child goes into secondary education.
Because the house has been returned to the lender. It is not "yours" in any sense and you have not arranged to reclaim the house by making payments.
The mortgage payments must be made or the lender will foreclose the mortgage.
You can stay as long as you keep making the mortgage payments.