The vehicle is insured not the individual. You can pay for and obtain the insurance in the name of the owner with you listed as an insured operator.
that depends on their insurance policy
The car is insured not the driver however many policies have restrictions as to who may drive the insured vehicle.
No. * i say Depends on your policy. Call your insurance person.
not if you are personally insured to drive that vehicle on your own policy
We need to know what he's insured for. If he's insured to drive the car, then yes. If he's insured with life insurance, then no. But normally it's the car that carries the insurance.
you can get fined if the police finds out
Insurance follows the car, not the driver. As long as the car is insured and you have permission from the owner to drive it, you are covered.
If the car you are driving is insured then you are not driving without insurance.
This is not good. The law specifically says, that, it is your responsibility to make sure that the vehicle you are about to drive is properly insured. Sorry to say, but there is no way out of it.
In the UK you must have insurance that covers you to drive the car in question.
Usually the insurance on the vehicle covers any driver who has the permission of the owner of the vehicle to drive the car.
It depends how old are you and whether or not you are an insured driver under the terms of the terms of your Dad's insurance policy. Your Dad's insurance agent can tell you if you are insured to drive the vehicle.