0
Renters Insurance doe snot cover "Real Property". If you have purchased a home then you need a Homeowners Insurance Policy.
Wiki User
∙ 14y ago
Add your answer:
Earn +20 pts
Does renters insurance cover a window mounted air conditioner that fell out of the window and damaged the building?
It might. there might be some argument if the company is picky over the installation of it. If it was there when you moved in the building owner has to deal with it.
Will renters insurance cover a in ground pool?
It depends on what you mean, Covered for what kind of loss? Your renters insurance covers your personal property and certain of your liabilities to others, generally the owner of the rented property and your guests. If you somehow accidentally damaged the pool in a home you rented then there may be coverage under the liability portion of your renters insurance policy. If the pool suffered a weather related loss or damage from ground movement or another natural act then that would be covered under the property owners insurance policy. You don't own the pool, the landlord does and if you didn't break it then your not responsible for it beyond whatever agreed maintenance you were to perform. If the pool just needs maintenance, cleaning, repair or servicing then no that's not covered at all as it is not considered a loss, it's just normal expected maintenance that all pools need.
Can you use a latex paint over sashco log home stain?
I have a clear coat and a coat of capture log home stain (Sashco) on my log home, I would like to paint over it with a latex paint, is this possible?
What is the function of the Aortic Arches?
the aortic arches carry blood from the dorsal blood vessel to the ventral blood vessel
What happens if a redlight camera catches you running a red light without insurance in California?
In California your insurance is verified at registration time. To my knowledge, red light cameras do not check this as it's already checked when you register the vehicle. If you are pulled over by a cop, you're in one big fat heap of trouble, though - impounded vehicle, suspended license, fine of $500 plus the cost of towing and impound, assuming you can get your car back. (Hint: if you can afford to get your car out of impound, you can afford insurance. Which essentially means if they pull you over you're going to lose your car.) If you really can't afford insurance, then do yourself a favor, and do not commit any moving violations. None. Really. Read and memorize the California Driver's Handbook from the DMV, and live by the letter of it until you can afford insurance. Seriously! No cell phones, no distractions, check your taillights, don't screw up! If you're getting busted by red light cameras, you're driving in a way that you WILL get pulled over if you don't change. You're on borrowed time - getting pulled over without insurance is pretty serious in Cali. That said, just take the camera as a wake-up call - you're not busted yet, so don't fret too much about it this time, but if you can't get insurance then either drive with extreme care, or don't drive.
When the bank takes over a foreclosed home how long can the tenants or renters live there?
From what I understand they have to move immediately .
Benefits of Renters Insurance?
Imagine coming home from a night on the town to flashing fire truck lights or arriving at yourapartment after a long trip to a flooded living room. Hopefully, you have paid for renters insurance as it will help you in the following ways:Fire and Smoke DamageLandlords typically cover the structure of the building, but personal belongings that have smoke damage are not covered by them. Renters insurance comes in handy at this point as the policy will cover everything lost by flames up to the coverage amount chosen.Personal LiabilityIf a friend came over and accidentally tripped over a toy on the floor and broke their ankle, renters insurance covers these types of liability claims. Whether individuals are inside or outside of the home, insurance will cover damage for situations in which you are liable as well as injuries of other friends and family members.Stolen ItemsIf items have been taken from the apartment, the insurance will offer the financial protection needed to replace them. Often times all people need to acquire is a police report proving the items are missing, and they will be compensated.FloodingIf you come home to a basement or living room full of water, renters insurance can cover any of the damage of personal items. The landlord will typically care for the rest of the damages since they have to do with the structure of the building; however, it is nice to know that personal property is covered with the insurance as well.Personal PropertyIf furniture or electronics would get ruined by any type of damage: fire, water, weather and so on, renters insurance covers it. People's possessions are important to them and when they do not have them due to these causes, they feel empty.If renters insurance has not been purchased, individuals should consider doing so in a timely manner. People never know when some catastrophic event could occur, and it is better to have the option to start over than have to depend on someone else's help later.
Does dealer insurance carry over on a newly purchased car for the first 48 to 72 hours?
Dealer insurance does not carry over after you purchase the car. Most states require you to have your own insurance to drive off the lot after you buy it.
Can your homeowners insurance be cancelled because a tenant allowed a guest dog over who bit him?
That is a liability issue and generally policies are not cancelled for liability. You of course required your tenants to get renters insurance so their own personal liability insurance would pay.
Does home owners insurance cover car running over animal?
No, Your Homeowners Insurance covers your Home. Your car Insurance covers you vehicle.
Which companies offer discounts on car and home insurance for the over 50's?
There are many companies that offer discounts on car and home insurance for the over 50's. Examples include Aviva Home Insurance, Co-operative Insurance and Castle Cover.
How do you start a private detective agency in India?
Imagine coming home from a night on the town to flashing fire truck lights or arriving at yourapartment after a long trip to a flooded living room. Hopefully, you have paid for renters insurance as it will help you in the following ways:Fire and Smoke DamageLandlords typically cover the structure of the building, but personal belongings that have smoke damage are not covered by them. Renters insurance comes in handy at this point as the policy will cover everything lost by flames up to the coverage amount chosen.Personal LiabilityIf a friend came over and accidentally tripped over a toy on the floor and broke their ankle, renters insurance covers these types of liability claims. Whether individuals are inside or outside of the home, insurance will cover damage for situations in which you are liable as well as injuries of other friends and family members.Stolen ItemsIf items have been taken from the apartment, the insurance will offer the financial protection needed to replace them. Often times all people need to acquire is a police report proving the items are missing, and they will be compensated.FloodingIf you come home to a basement or living room full of water, renters insurance can cover any of the damage of personal items. The landlord will typically care for the rest of the damages since they have to do with the structure of the building; however, it is nice to know that personal property is covered with the insurance as well.Personal PropertyIf furniture or electronics would get ruined by any type of damage: fire, water, weather and so on, renters insurance covers it. People's possessions are important to them and when they do not have them due to these causes, they feel empty.If renters insurance has not been purchased, individuals should consider doing so in a timely manner. People never know when some catastrophic event could occur, and it is better to have the option to start over than have to depend on someone else's help later.
What states does Wawanesa Insurance cover?
Wawanesa is a Canadian insurance company. They currently do business in only california and oregon. If you traveled to Canada, the insurance would carry over.
Can renters insurance protect you if you have a leaking ceiling and it caves in?
Yes, your renters policy will pay for your damages, depending on the actual cause of the damage. If it was a leak that occurred over time and finally the ceiling fell in due to the water building up on the damaged sheetrock, then the landlord would be responsible for the damage due to a lack of maintenance. If a tree fell on the home during a storm and poked a hole in it causing the damage then his policy would cover it.
How do you apply for home insurance and under what sort of policy when you stay over at your boyfriends house most of the time but have kept your own home in case things don't work out?
You can apply for a renters insurance policy for your boyfriend's house, listing it as your primary residence. You can also maintain a separate homeowners insurance policy for your own home as a secondary residence. It's important to disclose to the insurance company that you split your time between both properties to ensure you have the proper coverage.
What insurance took over home life insurance company that was located at 253 Broadway?
Phoenix
Does mobile home insurance carry over between states if you permanently move your mobile home to a new state?
There are several factors to consider. Before you relocate a mobile home, contact the insurance carrier and explain the situation. Policies can easily be affected by the home being move and being relocated. Find out beforehand what circumstances come into play and make sure you are covered regardless.
