To collect SSDI you have to prove you are totally disabled and unable to work. Unemployment compensation requires you to be willing, able, and actively seeking full time work immediately. These two concepts are mutually exclusive, so No, you could not collect both at the same time.
yes
This depends on the severity of the disability, and the state laws regarding unemployment and disability issues. The SSDI might be interested in what you were doing, so its best to check with both the Federal and state offices to get clarification.
If you were over paid by unemployment can that affect your social security benefits at all
I am seventy yo, running out of unemployment , My SS income is under $700.00 a month, I am very sick unable to work, Can I get SS disability?
Social Security
Yes, if your disability insurance policy has a benefit that is integrated with social insurance benefits.Most employer paid disability insurance policies are integrated with social security benefits, because of the lower premium they have to pay. Individual disability insurance plans can be purchased with or without social security integration. Benefits that are not integrated with social security benefits will not be affected whether you apply or not for social security disability benefits.
To collect unemployment you have to be available for work. So, you would probably NOT be considered disabled to collect under your Disability Policy. For more info check out the State DI and Social Security DI programs.
Kimberly R. Powell has written: 'Social Security disability insurance' -- subject(s): Disability insurance, Social security
Most states no longer penalize Social Security recipients with unemployment offsets, but five states -- Illinois, Louisiana, South Dakota, Utah and Virginia -- currently reduce weekly unemployment benefits by 50% of your prorated monthly Social Security check. South Dakota and Virginia have repealed their offset laws, but still have a provision allowing them to deduct Social Security benefits from unemployment checks when state unemployment funds fall below a pre-determined threshold. The long recession and high unemployment rate triggered the offset in both states.
For the disability income insurance run by the Social Security Administration, the elimination period is five months. Source : Insurance Producer
Unemployment insurance replaces your income if you lose your job.Short term disability insurance protects your income if you become disabled, and are physically unable to work.The two are mutually exclusive, unless your employer lays you off during your disability.
Because the SSA is very stringent about allowing Social Security Disability benefits, you are most likely to not qualify for unemployment benefits because you have to be able to work, which the SSA had to admit you couldn't.
Yes, it is very common for disability insurance plans to include a clause for social security disability, meaning the insurance company will pay a portion of the monthly benefit, expecting that you would apply for social security benefits to pay for the "Supplemental Social Security benefits". In the event you get declined by Social Security, then the insurance company would cover the additional supplemental benefits. Employer group plans as well as individual disability insurance plans can include that clause.