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Can you collect on a life insurance policy if you have a long term disability before death?
Wiki User
∙ 13y ago
Not specifically for a long term disability, but you can collect if you have a terminal illness.
Wiki User
∙ 13y ago
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Can you collect disability if you are have schizophrenia?
Yes, if your disability insurance policy covers mental/nervous illnesses.Most disability insurance policies have a 2 years benefit period limitation on mental/nervous disabilities. Ask your agent if your policy covers these illnesses, and for how long.
Can you get disability insurance before surg?
If you are currently unable to work or disabled, you may not be able to qualify for a regular disability insurance policy. There are few insurance companies that can offer substandard disability insurance, or graded benefit disability insurance. You should discuss this with an experienced agent, before you get the surgery.
Can alcoholics collect disability insurance?
Some disability insurance policies will cover drug & alcohol as any other disability, but usually limit the benefits to maximum 24 month. If you had a disability insurance prior to being disabled from work due to alcoholism, and the policy did not specifically exclude drug & alcohol disabilities, you may be entitled to disability benefits.
Can you receive disability benefits from a job and from the IRS at the same time?
The IRS doesn't pay disability benefits; they collect taxes. You may or may not be able to collect disability benefits from a private insurance policy and the Social Security Administration at the same time, but if you can, it's likely the income from one would be reduced to offset some or all of the income from the other. Check your insurance policy or consult with an insurance agent for more information.
Can you collect Workers Comp and Disability Insurance in the State of Mass?
Yes, the disability insurance payments can be paid on top of any workers comp payments received, if the policy's benefit is not integrated with any supplemental benefits. If your disability insurance policy is integrated with supplemental disability benefits, then the disability payments will be offset dollar for dollar by any mount received from workers comp or social security. That's why when you get a disability insurance policy, it is advised to include all or most of the disability benefit amount as "base benefit" which does not offset by any supplemental benefits received.
Does Virginia have long term disability?
You have to check into Social Security disability, if you don't have your own disability insurance (individual policy, or through your employer); It is recommended that you get your own Disability Insurance policy if your employer does not offer such benefits. Yes, there are disability insurance policies available in Virginia.
Could you tell me where i could get myself a Disability Insurance Policy in Milwaukee, WI ?
one can get the disability insurance policy through work if the job offers it, Wisconsin is where the policy is available.
Do you have to pay taxes on a partial life insurance paid out due to total disability?
If I'm not mistaken, life insurance is paid out on death. It may have a clause that pays the premiums on it in event of disability, but that, like a policy that pays you on disability, is basically under a disability insurance benefit, not life insurance policy.
Can you collect disability insurance while under treatment for cancer using alternative medicine?
You would have to review your policy and see if it requires that you are under an MD's care.
Can an insurance company force you to have surgery if you are trying to collect disability?
An insurance company can't force you to do anything. But, dependent on your policy, they could deny your claim or terminate benefits based on medical non-compliance.
Can disability insurance help you pay for medical costs while collecting unemployment?
To collect unemployment you have to be available for work. So, you would probably NOT be considered disabled to collect under your Disability Policy. For more info check out the State DI and Social Security DI programs.
Can you collect disability pay in Illinois for pregnancy?
Illinois does not have a state disability program. If your employer provides this benefit, or if you enrolled in a policy before getting pregnant your normal labor and delivery will be covered.
