Can you drive a relative's car if they have no insurance but you have full comprehensive insurance on your car?

Answer

Generally, the insurance follows the vehicle, not the driver. The only time I am aware that your insurance covers a vehicle, other than the one described on your policy, is if you buy another vehicle to replace the one described on the declarations page. If your covered auto is in the shop for repairs, and your relative loans you his/her uninsured vehicle for you to drive while yours is being repaired, then your policy would likely provide coverage. I would call the claims department of your insurance company to get confirmation before risking it.

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