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Most insurance companies require that any family member that resides in your house and that has a drivers license be insured. I have tried to remove a family member at one time and was unable to due to the fact that there is always the possibility they may drive your vehicle. The only way I found to remove someone was to show proof that they no longer have a drivers license. The state I live in requires that the insurance companies offer to allow a person to be excluded if their driving record is causing an increase in premiums for others on the policy. In fact my company will offer an exclusion at the request of the policyholder no matter what the reason.

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Q: Can you drop your multi-ticketed spouse from your insurance if they do not drive your personal vehicle?
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