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Can you get a second quote on a car that's declared totalled?

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Yes, but the terms of your policy probably clearly state that the insurance companies decision is final and binding. So to get another opinion would probably be futile.

Its not futile if you are smart.

Every insurance co has a procedure to dispute their appraisal.Most use ccc(outside co) to come up with the amount.ccc's job is to come up with the least money so that they can continue business with insurance companies.The insured should hire a licensed appraiser to challenge the insurance co.Your appraiser will most likely get you more money.
First answer by RoyR. Last edit by RoyR. Contributor trust: 5626 [recommend contributor recommended]. Question popularity: 114 [recommend question].

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