Can you get a student loan with bad credit and no cosigner?

Answers from several contributors:

• Have you talked to your admissions officer? Are you a single mom? There are a lot of government help that you might want to look into.

• Find a cosigner with good credit in order to get a student loan.

• try calling a loan officer to find out for sure. sometimes they can make it work and sometimes the loan can't be worked out and it is then trashed.

• See your financial aid counselor at the institution that you are attending. Also try salliemae.com.

• Have you tried Sallie Mae?

• When I got mine I 1) signed up at fafsa."something" and while filling it out I was asked if I would be interested in loans as well as the Pell grant that I signed up for. Try fafsa.gov or .edu

• It's safe to say that it is a basic fact than many, if not most, applicants/ students have no credit history or that they have a bad credit history. Then, of course, there are those applicants/students who exhibit financial responsibility and fiscal abilities that would shame a banker. Some students need not worry about credit at all because of their family's financial status or because they are on some sort of academic, athletic or other type of scholarship.

• There's a plethora of private and public scholarship locators available to match a wannabe student with a cornucopia of financial assistance options. The schools themselves offer US Government PELL grants and locally funded special scholarships endowed by alumni, businesses, local citizens to not a small percentage of applicants/students.

• [Aside: When I attended Ole Miss, most of my education was paid for by myself using Federally Guaranteed (i.e. follow you to your grave if you don't repay them in full)Student Loans. However, I also received a local alumna's $300 per semester scholarship which required no repayment at all and was available each following semester if a required GPA was maintained. Good ol' Miss (no pun intended) Annie S. Tillman of Panther Burn, Mississippi, had majored in and taught English at Ole Miss and she wanted others like me to follow her lead. Thanks, Miss Annie.}

• Don't dismiss the possibility of attending a Junior/Community College(J/CC) for your first two years or so of the pursuit of your degree. Staying and eating at home while attending J/CC allows you to work and save money to augment any scholarship or other types of financial assistance.

First answer by Silentshadow. Last edit by Sdresh. Contributor trust: 865 [recommend contributor]. Question popularity: 7 [recommend question]