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Can you get another new car instead of repairs if your brand new car is in an accident?
Wiki User
∙ 8y ago
That depends mostly on how much coverage you elected, and with the average ammount for such a new vehicle you described if the damage was to that extent it can constitute total loss in which case your insurance company will first pay off your ajusted (excluding interest) loan balance in FULL then let you have the difference.
Even if the money you receive isn't enough to make a substantial downpayment on a new car with the last one showing on your credit paid off in full, you will have a lot easier time being financed, but if you had extended comprehensive coverage you may get several thousands in which case you can easily buy yourself something decent. Good Luck!
Wiki User
∙ 8y ago
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