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An example would be a case where dad says " OK, you can use my spare car but you gotta get your own coverage".
If You have permissive use from the owner of a vehicle, then obviously you have an insurable interest. However, Only the Legal owner of the Property or the designated agent of the owner can receive compensation for the property in the event of a covered property loss.
Whether your insuring for liability only or you buy full property coverage you must list the owner as an insured on the contract, Then Dad will be proud and happy you were prudent enough to fully insure his and your interest in the vehicle he loaned you.
List all drivers for liability purposes and list the owner for property and liability interest.
Another example would be almost every time we Rent A Car. When we purchase the daily insurance with the rental car we insure our liabilities in the use of Someone Else's Vehicle.
Yet another Example would be when a vehicle has been recently purchased and you are still in process of transferring the title. Naturally you can insure the vehicle so you can drive it while your working on the title transfer. Almost any Insurance agent can do this for you.
You can not insure the property of another when no insurable interest exists. It would be unlawful to insure the property or life of another where the intent is to gain unduly from another persons loss.
Bare in mind though that Insuring the car is one thing. Registering the vehicle with your state is another thing and you may have local regulations regarding vehicle registrations as related to auto insurance and the vehicles operation on public roads. Yet another reason to always list the vehicle owner as an insured on the policy.
Insurance laws vary state to state. In MA, no. Contact your agent.
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Can you get insurance on a car in your name when the car is not in your name?
no....
Can you get insurance on a car not titled in your name?
no you can't Its not in your name so you can't get insurance from a car that is not titled in your name
If my name only as the owner is on a car but my daughter who has her own insurance on the car was in an accident could you be legally responsible?
No. Car insurance is insurance on the car not insurance on the driver.
If the car your fiance and you share is titled under his name and he has insurance do you also need car insurance?
If you drive the car then you need car insurance.
Is it against the law if my car insurance has my friend's name as the principal driver in my car insurance?
No.
Do you have to have insurance in your name if your car is in your name?
Yes, the Registration Certification or RC of a car should match with the name mentioned in the car insurance policy document. This means the owner of a car must have an insurance policy in his name. If the name mentioned in both the documents are different, it would be considered illegal and you may have to face legal complications for the same. So, make sure if a car is in your name, the insurance must also be in your name.
Can you get car insurance in NEW YORK on a car that is not in your name?
no
Can you get car insurance on a car in your mothers name?
yes.
You were in a car accident had insurance but the car was totaled and the car was not in your name Do you get compensated to get a new vehicle?
no you won`t get it. You require both car insurance and it must be registered on your name.
Does the car need to be in your name if the insurance is?
no
You have a car that is not in your name but would like auto insurance in your name?
you could get bonded or just get full coverage insurance in your name, then you can drive anyone's car.
Do you have to have a vehicle in your name to get car insurance?
you have to have a car for getting a car insurance No, you can be driving your parents car & be on their policy, therefore you are still insured
