YESSSS!!!!
Texas Liability insurance simple put is insurance that will cover the other driver's bills if you get into an accident. It will not cover the cost of getting your own car fixed or any medical bills you have.
Texas is the only state were an employee does not have to have workers' comp insurance. Instead they can have a private accident insurance plan. But they must have one or the other. AN employer can exclude contract employees from coverage under their plan (at least in Texas). I forget the exact number, but I know if an employer is a small company, I think it may be under 15, then they don't have to have workers comp or an accident plan.
The following insurance companies provide workers compensation in the United States: ACE Group, HISCOX, Zenith Insurance Company, Texas Mutual Insurance Company, and The Hartford.
I believe they do
Texas workman's compensation does not cover work related stress. Usually there has to be sufficient medical evidence relate to the claim.
Your PIP insurance will in most cases cover your medical expenses even if you do not possess the required health insurance in Texas. This would pay for your medical expenses in a wreck.
You find an internal medical doctor that takes your insurance in Texas at www.acponline.org/ . Another good site is www.eHealthInsurance.com
It moved to Texas
Joseph Shields has written: 'Workers' compensation insurance deductible programs' -- subject(s): States, Deductibles (Insurance), Workers' compensation 'Income replacement from temporary income benefits under the Texas workers' compensation system' -- subject(s): Workers' compensation
You will need to get a coverage that you can afford but at the same time will pay for the accident, because according to Texas state law, the driver responsible for the accident will have to pay for the accident. Insurance is a must have and you should compare the rates from multiple companies and get the one with better coverage.
Medical coverage in Texas can be obtained from several sources that include: Allstate Insurance, American Republic Insurance, American National Life Insurance of Texas and Assurity Life Insurance. These are only a few available insurance sources.
Insurance companies in the state of Texas are required to offer you PIP insurance, and you can refuse to purchase this. In the state of Texas, you are required to pay any damages you make in an accident so PIP is handy just in case.