Can you get credit cards after filing Chapter 13?

Credit cards after a bankruptcy

One can get a credit card after bankruptcy but I believe it has to be a "secured" credit card as opposed to an unsecured one.

You will also have to be aware of secured credit card scams. There are compaines out there who know people are in unfavorable financial situations and will take advantage.

Defintions of secured credit card I found on Google are:

1.A credit card obtained by opening up a savings account with a bank offering this program. The bank will issue a major credit card and secure it with a deposit

2.A credit card backed by collateral, usually cash in the form of a bank deposit account.

3.A consumer uses savings or cash deposit to guarantee the credit card or loan; the limit of credit is based on the amount of deposit available.

4.A credit card secured by a savings account that has been established in advance by the borrower. The amount in the account usually determines the limit on the credit card. These accounts present no real risk factor for creditors and are therefore much easier to obtain.

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Yes you can, after all they issue Credit cards to Dogs and Dead people all the time... Odds are you'll have to get a secured Credit Card, where you are effectively borrowing your own money.
My question is why would you get another Credit Card after going through Bankruptcy? Borrowing money hasn't been a blessing to you so far. If you continue down the same path you will continue to get the same results.
-Goose

First answer by Fiscalgoose. Last edit by Fiscalgoose. Contributor trust: 26 [recommend contributor]. Question popularity: 250 [recommend question]