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Can you get insurance for a home you are not living in? |
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Answer
Yes. The following types of Home Owners Policies may be what you need.. 1. Rental Property Coverage, 2. Vacant property Policy or 3. Seasonal Home Policy.
Home insurance
Also known in some areas as "Fire Insurance" or a "Fire Policy". IF it is vacant or un-occupied you may have trouble. If it is a seasonal porperty in most cases the insurance company may require your perm residence to be insured with them as well...this may also apply to the fire policy as well.
More input from others:
- You have to list it as a rental property and change the insurance type coverage to rental unoccupied.
First answer by Randy Goad. Last edit by Insurance Plus. Contributor trust: 241 [recommend contributor]. Question popularity: 189 [recommend question]
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