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Can you get liability insurance on land only and not on a home?
Wiki User
∙ 12y ago
Yes, Land owners can and regularly do obtain insurance to cover potential liabilities
Wiki User
∙ 12y ago
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Can a homeowner buy a liability only policy?
Your insurance agent will advise you of the bare minimum insurance you absolutely need, but you can be sure "liability" will be part of it, yes.
Where can one buy liability insurance for a personal chef business in California?
You should be able to find liability coverage from any Property & Casualty agent in CA excluding those that do only personal lines (home & auto). You are probably looking at two different types of liability coverage. First is general liability which coverage your business and second Errors 7 Omissions which covers your work product.
What are the disadvantages of home insurance?
The only disadvantage would be that it does cost money.
Do you legally need public liability insurance for a business in Scotland?
Yes-Hello, it all depends on what your business will do - as far as I am aware the only trade that is legally required to have public liability is a horse riding company. With every other trade it is just heavily recommended. Public Liability insurance protects you and your business against any damage that you cause to your clients property or persons. If you have any employees you are legally required to have employers liability insurance. It protects your business and your employees if they get injured whilst working for you - it pays medical costs and other associated costs.What kind of work is the business going to be doing?Kind RegardsTimSimply Business
Where can you get a builders risk insurance on your home?
Allstate...State Farm..all most any insurance company that writes homeowners will do Builders risk for builders...but if you are not a builder..they will only do a "renters dwelling" policy until you move in.
Does a homeowners insurance cover death of your child in the home?
No. Homeowners insurance only covers physical damage to the home and contents and liability risks.
Is the insurance company liable to replace a stolen car with only liability insurance?
If you only carry liability insurance, that is all that the insurance company is liable for in this state.
What can you do if your car was stolen and you only have liability?
Unfortunately, there is nothing you can do with your insurance company. If you only have liability insurance, they do not pay anything to have your vehicle replaced.
Is liability insurance the only insurance available for contractors?
The answer to this question is no. There are lots of liability insurance available for contractors. It is depends on what kind of insurance the contractors wants to purchase.
What is the average Michigan car insurance rate for liability only policies?
The average Michigan car insurance rate for liability only policies is about $2000
I have liability only and my car was totaled?
If another person was at fault for the accident, you will need to go after their insurance company. If you are liability only, your insurance company will not pay for anything.
Can I get Car Insurance that only covers liability and property damage?
Yes, you can get auto insurance that only covers liability and property damage. However, you will need to purchase collision insurance if there is a lien on your vehicle.
What is the difference between full coverage auto insurance and liability only insurance?
Full coverage auto insurance covers everything. If the car is totaled they will will replace it. Liability auto insurance will only cover medical bills, and not the car if it is totaled.
Can a homeowner buy a liability only policy?
Your insurance agent will advise you of the bare minimum insurance you absolutely need, but you can be sure "liability" will be part of it, yes.
What is the difference between employers' liability insurance and public liability insurance?
The difference between employers liability and public liability are simple. Employer liability insurance covers only claims made by the employees against the company. Public liability covers claims against the company by the general public as well as third parties claims.
Will your insurance pay if the accident is your fault and you only have uninsured motorist insurance?
If all you have is uninsured motorists then no it will not pay. you need liability insurance to pay for damaged caused to another. Liability is what your supposed to have.
If a person has dwelling only insurance and a person dies in a accidemtal fire in this home is there any liability for funeral expenses etc?
Of course not. You state they have dwelling only coverage, that means they only pay for loss of the dwelling. No life insurance can be attached to a dwelling insurance policy. Sorry.
