Can you get new auto insurance if you let your old policy expire?

Changing Auto Insurance Companies

Yes, Of Course you can. Just call the insurance company of your choice and ask for a quote. It is extremely common for people to shop new rates upon expiration of the old insurance policy. Many people overpay for their insurance simply due to not shopping around at renewal time.

In Fact, it is the most common time and is even recommended by most agents as the perfect time to shop around for a new rate is upon the expiration of the previous policy.

Most Insurance companies are fully aware that renewal time is the best time to pick up new insurance customers and may offer you a discount of 5 to 10 percent to transfer your business to their company.

Happy Motoring and shop that Rate to save some money.
 

New auto insurance

There might be an internal "30-day rule" within certain companies, but you can get insurance with a new company. You may have to do a bit of footwork, and it might not be with a standard carrier, but it is possible.

A carrier with this "rule" is probably just wanting to verify what kind of customer you'd be, particularly in the area of premium payments (are you always on time? regularly late?). Insurance companies are, after all, businesses ... they want to know you'll be a good client.

Do some shopping around, though, and you'll find coverage. Once you've established coverage, however, remember to go back and do some more shopping, especially for better rates.