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Can you get regular auto insurance while registering the vehicle with commercial plates and what the pros or cons in New York State?
Wiki User
∙ 17y ago
What do you mean by "regular"? The price of the insurance is generally based on the type of use and location of use. If the vehicle will be used "commercially" i.e. having commercial plates, the rates will be based on "commercial" rates. If it is registered "passenger" i.e. having passenger plates, the rates will be based on "passenger". If shouldn't matter if the entity buying the insurance is a person or a corporation. The price is mostly based on how you use it, the driving record of the listed driver(s), and the location of garaging. I have found over the years that in NY "passenger" rates are lower on the liability portion, and higher on the theft/collission portion. Conversely, I found that "commercial" rates are high on the liability and lower on the theft/collision.
Wiki User
∙ 17y ago
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Will regular auto insurance cover commercial vehicles?
Regular automobile insurance helps a car owner if the car hits a commercial vehicle. A commercial vehicle needs commercial insurance or a commercial rider in many states. Check with your agent.
Is there a big cost difference between regular and Commercial Vehicle Insurance?
No, there is not much of a difference betwen the costs. Commercial auto insurance may sometimes cost more than personal auto insurance based on the size of the vehicle, but that's it.
Where can I get commercial vehicle insurance?
Many auto insurance companies offer commercial vehicle insurance. For example, Geico offers commercial vehicle insurance. You can talk to your local agents too.
What kind of vehicles does Autonet Insurance specialise in?
Autonet Insurance specializes in the commercial automobile market. This includes fleet vehicle insurance, commercial vehicle insurance and commercial van insurance.
Why is commercial vehicle insurance necessary?
A commercial vehicle insurance is necessary to insure the parties involve in any auto accidents
Why should one get a commercial insurance for your vehicle?
One should get commercial vehicle insurance if they have a business with a fleet of cars, SUVs, trucks or vans. They can all be insured under one commercial vehicle insurance and be covered in case of accidents or damage.
Where can I find good Commercial Vehicle Insurance?
You can find great rates on commercial insurance at www.InsurMart.net
Is commercial vehicle insurance cheaper than passenger vehicle insurance?
NO. Commercial (or Fleet) insurance is much more expensive than general insurance. However, if you are asking whether insurance is cheaper for a commercial vehicle (carrying produce for example) than a bus (carrying passengers) then, yes, it is cheaper.
What kind of insurance is required for a commercial vehicle?
A commercial vehicle such as a truck or limo needs to have a very high coverage cost because they are used for commercial purposes. The most common insurance for them is comprehensive insurance.
Where can UK commercial vehicle insurance be sought?
Commercial vehicle insurance in the UK can be obtained from various companies. Prices can be compared on GoCompare but a few of the possible insurers are Swinton Commercial, Churchill or Insure my Vehicle.
How does the cost of commercial vehicle insurance compare with regular coverage?
Commercial vehicle insurance is considerably more expensive than the premiums for a personal vehicle. With a commercial vehicle, the risk (to the business) is far greater. Depending on the vehicles themselves, there is additional risk. A huge delivery truck stands to do more damage than a two-door hatchback. The nature of the business, the size of the fleet and other factors are considered when writing a commercial policy.
What types of vehicles qualify for a commercial vehicle loan?
Any vehicle that is going to be used for commercial purposes would qualify for a commercial vehicle loan. You will also have to have commercial insurance on the vehicle.
