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This is an impossible question to answer without knowing looking at your policy. There are many reasons a life insurance policy can be canceled and many ways to keep most policies in force. There is no way to tell you exactly what your are and are not covered without reviewing your exact policy (which is the binding contract that the insurance company must legally be responsible for, CAUTION: VERBAL OR WRITTEN agreements are not what you are entitled to unless those written agreements are bound in the policy itself NOT in the folder or packet with your policy in it). To be sure of what is true for your exact case get a free analysis from a team of professionals, just so there is no surprises. E-mail (freeinsuranceanalysis@Yahoo.com).
Wiki User
∙ 15y ago
Wiki User
∙ 12y agoJust about anyone can get term life insurance - as long as they are willing to pay what is asked. Different conditions will cause the price to skyrocket and limit the number of companies willing to insure you. Blindness will get you labeled "disabled" but it doesn't raise your premiums near as much as stroke would.
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How can someone with a disability get the best rates for life insurance?
Yes, disabled people can get the best rates for life insurance.
Is a cancelled life insurance policy reinstatable?
In Short - NO. However it is entirly depands on the individual policy contract. as a thumb rule - cancelled life insurance policy is not reinstatable. Regards, Tarun Bansal Life Insurance Advisor LIC of India - Delhi http://www.savingwala.com
Can you get part of monthly life insurance premium refunded if cancelled mid month?
no
What policies is it a certainlythat the insurance copany will have to make payments?
There is a rider that comes with some life insurance policies called a waiver of premium rider where the insurance company will pay your premiums if you become disabled. Here is a good article that describes how this works:
How can you have MMI insurance cancelled on a FHA fixed rate mortgage?
On FHA there is no cancellation on the MMI insurance. It is life of loan coverage.
Can developmentally disabled adults on medicare and medicaid get life insurance without losing benefits?
Life insurance is not a bar to eligibility for either Medicare or Medicaid.
If I am disabled can I have guaranteed insurability life insurance?
You may be able to find this type of coverage but it will be very exspensive. You should speak with an insurance specialist.
Is the life insurance for the disabled?
Of course it is available. The limits are depending on what the disability is. You need to work with a reputable broker.
Why are sailing races sometimes cancelled due to weather?
Weather can become life-threatening.
Does a currently in force life insurance policy become void if the owner of the life insurance policy dies?
No.
Do you get paid if you cancel your life insurance?
No you would not. Insurance is only applicable as long as the policy is in force and is VALID. Once the policy gets cancelled either due to non payment of premium or because you want to cancel it, all benefits of the insurance policy become null and void. You would not get any benefits out of it after that date.
How do i find life insurance company call monmental life?
Monumental Life Insurance Company, a Transamerica Company, is changing its name to become Transamerica Premier Life Insurance.
