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That's going to depend on what your insurance company allows. Some allow you to insure a vehicle that is not in your name others do not. At the company I previously worked for we did allow you to insure a vehicle in your name even if the title was not in your name.

You had to add an "owned by endorsement" to the policy. They will get all of the information about the owner as well as all of your information and run both driving records. Depending on the age of the grandchild, they might even rate for them on the vehicle if they do not have another vehicle that is insured in their name, or if they are not rated on another insurance policy.

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Q: Can you insure a car in Michigan in your name if the title is in a grandchild's name?
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