Can you insure someone else's car?

Insurance for someone else's vehicle

Yes, You can Insure the property of another person. So Long as you have authorization to do so and the owner is benefited, or an other insurable interest in that property exists. Also, be sure to check with the insurance carrier. Some of the carriers have rules that they will not insure a vehicle that you don't own.

An example would be a case where dad says " OK, you can use my spare car but you gotta get your own coverage".

If You have permissive use from the owner of a vehicle, then obviously you have an insurable interest. However, Only the Legal owner of the Property or the designated agent of the owner can receive compensation for the property in the event of a covered property loss.

If you are insuring for liability only then this is not an issue. If you buy full property coverage, Then Dad will be proud and happy you were prudent enough to fully insure his and your interest in the vehicle he loaned you.

List all drivers for liability purposes and list dad for property interest.

Another example would be almost every time we Rent A Car. When we purchase the daily insurance with the rental car we insure our liabilities in the use of Someone Else's Vehicle.

You can not insure the property of another when no insurable interest exists. It would be unlawful to insure the property or life of another where the intent is to gain unduly from another persons loss.
 

Answer

Yes, you can certainly look out for car insurance quotes on another person's car, and may need to do so if you are renting or borrowing a vehicle. This option safeguards your and the owner's interests in case an accident happens while you are driving his/her car.

Talked to Geico today about this very issue and the agent told me he couldn't be 100% sure that there might not be an issue down the road if I add my daughter to my insurance and she is driving my friends car... He said the best way is to have my friend add her to his policy...