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Yes - keep both coverages. They are designed for two very different purposes. Your medical insurance reimburses the doctors and hospitals that provide your medical treatments. Disability insurance replaces a portion of your income during the time you are sick or hurt and unable to work.

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Q: Can you keep your primary medical insurance if you are eligble for disability insurance?
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Related questions

My son receives Social Security disability and Medicare. I also carry him as a dependent on my group health insurance through work. Which insurance (group health from my employer or Medicare) is his primary insurance?

Your job insurance is the primary. Usually medicare/disability comes first then others supplement.


What is third insurance called?

pertaining to medical insurance; primary secondary TERTIARY IS THE ANSWER


What is meant by primary and secondary insurance coverage?

Primary insurance coverage is what is first used when a medical service is being rendered. This is what will be billed first. Secondary insurance is supposed to cover what the primary insurance does not.


Person is 26 years old and on her parent's medical insurance but has also taken out her own individual medical policy Which is primary insurance?

The individual policy is always primary.


Is Medicare primary if you are on long-term disability?

Medicare Part A which is "Hospital Insurance." It pays as primary insurance for the long-term disability. It helps pay for inpatient hospital care, inpatient care in a skilled nurshing facility, home health care and hospice


Which medical insurance is primary for the wife when the husband and wife each have insurance through their jobs?

The Wifes


What does coinsurance mean in medical insurance's?

It's secondary or tertiary insurance that is held to cover any medical expenses the primary insurance policy does not cover or does not cover completely.


Can an insurance company reveal medical issues of a spouse to the primary holder?

no


Is a wife responsible for a medical debt of her husband's in Ohio if he was on her medical insurance and is now deceased?

Yes, she will be held responsible. The primary insurance holder is always responsible for the medical costs under


Is Medical pay on an Auto Policy primary over Health Insurance or secondary?

No. You will have to use your health insurance first.


Is a wife responsible for a medical debt of her husband's in Virginia if he was on her medical insurance and is now deceased?

The primary insurance holder will be held responsible. That is part of the agreement, they will have to pay.


If receiving long term disability can the insurance co make you take another job?

Technically the insurance can and often will make you take another job if your Disability contract has an "Any-Occupation" Definition of total disability. This definition says that benefits will only be paid if you are unable to do any occupation for which you can be expected to perform based on your experience, education and prior earnings.This is the primary reason why "Own-Occupation" Disability insurance is so important.