Yes.
You can request the status of the association from the Secretary of State where the association is located.
Your attorney can help you answer this question, since it requires a legal answer.
Absolutely, yes. The association may be incorporated as a profit, not for profit, or an unincorporated association.
State Farm, Progressive and Geico are some well known companies that offer condo association insurance policies. There are local and lesser known companies such as Melendez Insurance that offer condo association insurance policies also.
Only if the Condo Association allows it. It could otherwise fine you.
Yes.
Typically, regardless of the state, a land-use document must be filed in order to designate an association with a restrictive status. A local association-savvy attorney can give you the guidance you seek and help your association achieve this change.
no but trying to If a condo owner falls more than 90 days in arrears of association, the right to use common areas can be suspended by the association until such dues are paid.
Fiile a noise complaint with the Condo association and if that doesn't work, the local police department.Added: Loud noises from whom or what? The Condo Association MAY have control over some annoyances but for others you may need the police (as advised above). Speak to your Condo Board of DIrectors to see if they can assist you.
Some know, some do not know. Condominium-savvy owners understand that they purchased property that operates as a private democracy based on the governing documents in effect over the association. People who do not understand the ownership, business and operational structure of the association often behave in ways that affect the association, their neighbors, and themselves in adverse ways.
Yes. Your association counsel can guide you as to which documents must be filed and where each should be deposited.
A Condo association purchases coverage for parts of the property that are commonly owned by the people who own Condos in the development. This is why you pay dues to the association, for insurance and taxes on common property. Most Condo agreements means that you own the property from the bare sheetrock inward, meaning you own the paint, floor covering, furniture, appliances, etc. The commonly owned property is things such as sidewalks, roof, walls, pools, etc. All owners of Condos are also insureds under the Condo agreement. Various Condo agreements can be different, and all are not the same. You need to know how your Condo is set up and what your agreement says.
Some condo association management companies in Chicago include Root Reality, Inc and SGJ Property Management. You can learn more about these companies online at their respective websites.