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Can you make an insurance claim and someone else make a homeowner insurance claim after an injury that required medical attention occurs at their home?
Wiki User
∙ 12y ago
It can be filed under the homeowners insurance as long as the person injury was not injuries in their own home. Homeowners insurance does not cover medical injuries for someone who lives in the house where the injury occurs.
Wiki User
∙ 12y ago
Wiki User
∙ 9y agoAccidental injuries are best covered under your Health Insurance Policy.
Home owners insurance is designed to cover a residence. It's property lines coverage. The home insurance policy typically provides very little coverage if any at all, for household injuries that fit the terms of the policy, where as your medical insurance will have no limit on coverage and it does not matter where the injury occurred.
In order to claim against the homeowner you will need to be able to prove that it was the homeowners fault you were injured. Just being the owner of the home does not make them liable for your injury,
Your medical insurance does not care who's fault the injury was, nor do they care how or where it happened or who's fault it might have been.
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Can you sue a homeowner for damages to you and your hand even if it was your fault?
No, you can't sue your own homeowner's insurance for any medical condition you experience whether it is your fault or not. Homeowner's insurance is not medical insurance for the homeowner. However, if it is someone else's home you may have your emergency medical covered as most homeowner's policies have emergency medical coverage for non-residents. It is also possible to sue the homeowner for damages, i.e. a dog bite.
Will your homeowner's insurance pay medical expenses if you are injured in a fall in your home?
No, that would be medical insurance. Homeowner's insurance covers things like burglaries and damage to the home. * Homeowner's insurance will pay for injuries to other persons that occur on the owner's property when they find the claim justified.
You cut your finger off in your sisters front door will her insurance cover it?
It depends on the kind of homeowner's insurance she has. If she has liability/medical pay to others with her insurance, then yes, it will cover your medical expenses.
If a son or daughter living with a homeowner is injured on the property is the injury covered by the homeowner's insurance?
No, your medical payments do not apply to resident relatives, only to guests.
Is medical insurance required to get US visa?
Medical insurance is not required to obtain a US visa however if a visa is granted some programs require that you have medical insurance during your entire stay in the US
When somebody falls in a house that doesn't have home insurance?
That's what medical Insurance is for. It does not matter whether the house has insurance or not, unless your blaming the homeowner as the at fault party who caused your fall.
What kind of insurance is tax deductible?
Insurance for one's personal property such as auto or homeowner's insurance is tax deductible. Other tax deductible insurances are medical and dental insurances.
How do you get medical attention without insurance?
Try the emergency room at the hospital.
Does homeowner insurance cover tenants who live in a duplex if they fall and break ankle?
No. Homeowners insruance excluded residents of the property. Their medical insurance is responsible for this only.
How much gum has to be swallowed before medical attention is required?
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What are the requirements for UK residents to get medical insurance when they are over their 50s?
According to most types of medical insurance companies the medical insurance is not very different compared to different Countries. Normally no medical is required therefore United Kingdom residents are guaranteed to be accepted for medical insurance.
What medical attention is required for Benzene exposure?
For Benzene exposure, the medical attention you would need is to go a hospital immediately. At the moment, there is no antidote for Benzene exposure.
