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Can you purchase a second short term disability insurance if you already have short term disability insurance through your employer?
Wiki User
∙ 14y ago
Yes you can get supplemental coverage. Most carriers will limit the total benefit amount to under 70% of your income.
For example, if your current policy replaces 35% of your income, you can purchase a supplemental disability policy to replace an additional 35%
Wiki User
∙ 14y ago
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Can an employer force an employee to use their company health insurance as the employee's primary insurance when the employee already has very good insurance?
No, They can not
Canada short term disability is it taxable income?
If you are referring to Short-Term Disability Insurance, it is taxable if your employer made the contribution, and not taxable if you made the contribution. This is because it is treated as a taxable benefit from employment that you have not been taxed on already. Please let me know if you are referring to something else. Thanks, Ragu HandyTax (Disability Tax Credit Consultants)
How much more is orthodontic insurance than regular dental insurance?
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Can South Carolina employers force their employees to purchase that employer's health insurance even if the employee is already covered by their spouse?
I doubt it. They should be able to waive coverage. See link for citation.
Where can I purchase aviation insurance?
If you already have your license and have purchase a plane, then aviation insurance is the simple part. Start by contacting your auto insurance agent and proceed to get a quote if they do offer the aviation insurance.
Is increased Pay in Lieu of Benefits a good idea?
It depends on your individual circumstances. For example, an individual cannot purchase medical insurance for the same price as an employer and insurance paid for by an employer is tax-free while the insurance deduction for an individual is difficult to take. But if you are married and your spouse's employer provides family coverage, you may not need insurance. Or if you have another job, you may already have insurance. The same idea applies to other benefits. Some benefits you may be able to get cheaper on your own, others not. Some benefits you might need, some you would rather get the cash for.
Can you get short term disability insurance if you are pregnant and have coverage through your fiance's company and did not elect short term disability at open enrollment with your employer?
Its sort of like wanting to buy Life Insurance after you die isn't it? I am sure you can get SDI but not to pay you when you take maternity leave. There are three parts to this question and answer: 1 - You can obtain short term disability coverage if you are already pregnant. It will cover you for accidents and illnesses only. Your future pregnancies will be covered if you continue the policy. 2 - Open enrollments are attached to programs you select on a pre-tax basis - per IRS Section 125 rules. You can pay for short term disability on a post tax basis, and enroll at any time. When you pay the premium using post tax dollars, your benefit is tax free. 3 - You should get short term disability at your place of employment. If your employer does not offer the option, its easy to ask for the benefit since you are paying the premium, not your employer. You do not qualify for benefits at your fiance's employer until you are married.
Can a person collect unemployment benefits and long term disability in Pennsylvania?
Disability insurance and unemployment insurance do different things.Disability insurance replaces your income in case you are sick or injured and unable to perform your work duties. Private companies provide this coverage in PA.Unemployment insurance replaces your income if you lose your job. This is a state program.If you are disabled and your employer terminates your position, you may be able to collect unemployment.Second opinion:No because first of all you're already getting money and second you're going back to work so they won't grant you it
Can you collect disability insurance after being laid off from work if you already had a claim and where on it?
Under most disability plans if you were on disability prior to termination the benefit continue. Most companies will not terminate you if they believe the disability is short term because they expose themselves to potential liability for wrongfull termination.
Why are people forced to accept medicare when they already have good health insurance?
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Some companies get better insurance rates if they require all employees to buy health insurance. IT is cheaper because the insurance company is not covering just the people that need it or use it.
Where can one purchase a travel insurance policy?
There are many sources for anyone who wants to purchase a travel insurance policy but the best place to start would be by contacting the insurance company an individual already has a policy with and to ask for a recommendation from them.
