answersLogoWhite

0


Best Answer

In the US in most locations yes you can. Though it depends on your exact circumstance. You cannot draw FOR maternity leave.

This link in the Related Link below will go through all the instances where you can and why as well as when you can't and why for most states.

Unemployment insurance is intended for people who lose their jobs. Many employers will hold jobs open during maternity leave - meaning you probably will be denied. If your employer does not hold your job open, then you would have a legitimate claim.

Short term disability insurance is intended to replace your income during maternity leave, not unemployment insurance.

User Avatar

Wiki User

13y ago
This answer is:
User Avatar
More answers
User Avatar

Wiki User

12y ago

Thanks to the Pregnancy Discrimination Act (PDA) of 1978, all GROUP disability insurance policies for employers with at least 15 employees must treat pregnancy as if it were an injury or illness, subject to the other terms of the policy (in other words, pre-existing condition exclusions, waiting periods, elimination periods, the contract's particular definition of "disability", and proof of loss provisions all still apply). It does not matter who pays the premiums as long as it is a group contract. Furthermore, it has become the industry standard for group disability policies for employers with less than 15 employees is to also treat pregnancies as illnesses.

On the other hand, individual (non-group) disability policies, even those purchased through payroll deduction and "sponsored" by an employer (but are individually "owned" by the employee) typically exclude benefits for disabilities caused by routine pregnancy and deliveries. This may vary from contract to contract and is subject to state insurance laws.

It should be noted that disability benefits due to pregnancy are UNRELATED to whatever MATERNITY LEAVE an employee may be entitled to: Maternity Leave is a type of Family and Medical Leave which allows employees to miss work for a certain amount of time without fear of loosing his or her job, but it is typically unpaid (which employees then supplement with unused vacation time, sick pay, or their own personal savings). This is usually available also for adoptions or for the fathers (called PATERNITY LEAVE). Disability Benefits, when applicable, are only payable for the period of time the mother is physically or mentally unable to work due to the pregnancy and/or delivery (e.g. 6-weeks postpartum for a normal delivery). The amount of maternity leave and the duration of disability benefits available to a new mother are unrelated to each other and should not be confused.

Therefore, it is possible for an employee to have leave available without disability benefits; disability benefits without leave available (for example when leave has been exhausted earlier in the year and/or when FMLA or State leave laws do not apply); or both leave and disability benefits of differing durations.

So for example, the Family and Medical Leave Act (FMLA) of 1993 (for larger employers) as well as state FMLA-like laws may allow an employee to miss work for twelve weeks, while the disability benefit may only be through the sixth week postpartum. This leaves the employee without any pay for the "extra" time off when she would be physically and mentally able to work following her recovery from the delivery but has chosen not to return to work to spend more time with the baby.

When preparing for a leave from work due to pregnancy, the employee should always discuss both maternity leave AND any disability benefits available with their employer to avoid any surprises once the leave/disability begin.

This answer is:
User Avatar

User Avatar

Wiki User

14y ago

You can receive disability while on maternity leave under a few scenarios.

If you live in a state with state short term disability your maternity leave will be a covered benefit. Those states are CA, HI, NJ, NY, and RI.

If you bought an individual short term disability policy BEFORE getting pregnant, your maternity leave will be covered.

This answer is:
User Avatar

User Avatar

Wiki User

14y ago

Short term disability insurance covers your normal delivery. It pays a six week benefit for vaginal delivery, and an eight week benefit for c-section delivery.

Your coverage must begin before getting pregnant to qualify for this benefit.

If you live in a state with mandated coverage you may qualify. These states are CA, HI, NJ, NY, and RI.

This answer is:
User Avatar

User Avatar

Wiki User

14y ago

It depends on several factors, and the type of disability coverage you may have.

Massachusetts does not mandated state short term disability insurance, so there is no state sponsored program to cover your maternity leave.

Social Security Disability is not designed to cover maternity leave at all.

You many have purchased individual short term disability insurance before getting pregnant. If so, you made a smart move. Short term disability will cover your maternity leave for normal delivery, plus pay an additional benefit should you leave work early for bed rest, or need additional time away from work due to delivery complications.

This answer is:
User Avatar

User Avatar

Wiki User

15y ago

Many short term disability policies that you can buy through your employer will pay a benefit for you maternity leave - provided you apply preconception. Check your policy for maternity pay coverage.

This answer is:
User Avatar

User Avatar

Wiki User

14y ago

It may depend on the state, but usually no, not unless you have a medically diagnosed and approved reason.

This answer is:
User Avatar

User Avatar

Wiki User

13y ago

Ohio does not have state mandated short term disability.

You can receive disability while on maternity leave if you purchased a policy through your employer before getting pregnant.

This answer is:
User Avatar

Add your answer:

Earn +20 pts
Q: Can you get unemployment while on maternity leave?
Write your answer...
Submit
Still have questions?
magnify glass
imp
Related questions

I got fired while on maternity leave should I apply for unemployment?

Yes, because you should use the money from unemployment until you get a new job.


Can you get unemployment while on maternity leave in Pennsylvania?

Pennsylvania does not provide any state maternity leave benefits. You will have to check with your employer to see what maternity benefits, if any, that are offered.Many people elect to purchase short term disability insurance before getting pregnant. This is the best way to create maternity leave compensation.


Can you get unemployment while on unpaid maternity leave in Texas?

Yes, but to have a payable claim you must meet the requirements in the Related Link below.


Can you claim unemployment in Colorado while on maternity leave?

You cannot collect unemployment while you collect wages, so if you are paid while on maternity leave, you probably cannot collect unemployment. You should contact the nearest office of the Colorado Department of Labor to know for certain. You can probably google "Colorado Department of Labor" and send them an email to ask. If you can collect unemployment you'll have to contact that office anyway, to get the paperwork.


Can you get unemployment due to going on maternity leave?

Unemployment insurance is intended for people who lose their jobs. Many employers will hold jobs open during maternity leave - meaning you probably will be denied. If your employer does not hold your job open, then you would have a legitimate claim.Short term disability insurance is intended to replace your income during maternity leave, not unemployment insurance.


In the state of Georgia can you draw unemployment while on maternity leave?

Unemployment insurance is for people who lose their jobs. Disability insurance is for people who can't work due to a medical reason.Your best bet is to apply for short term disability insurance before getting pregnant. Your normal maternity leave will be a covered benefit.


Maternity Leave in Texas but not elligible for FMLA?

FMLA requires your employer to hold your job open - for employers with more than 50 employees. If your employer lays you off while on maternity leave, you can apply for unemployment insurance. There is no requirement for paid leave at any company, regardless of company size. Short term disability insurance is the best way to create maternity leave income. It covers your normal maternity leave, and more.


My job doesn't offer maternity leave to hourly employees im going to be leaving on maternity leave and was wondering if i would qualify for unemployement?

No, because you don't qualify for unemployment if you leave your job voluntarily.


Can your employer post your position while your on maternity leave?

No.


What does 90 persent of your wages offset by statutory maternity pay mean?

It means that maternity pay will pay 90% of your wages while you are on maternity leave. Your pay will go back to normal when you come off leave.


Can you get unemployment for maternity live in pa?

Unemployment insurance is designed for people who lose their jobs for economic reasons. Short term disability insurance can replace your income if you stop working for medical reasons, and normal maternity leave is a covered benefit. Be sure to apply for coverage before getting pregnant.


Do veterinarians get maternity leave?

most high paying jobs give you maternity leave