Can you file for bankruptcy again after the dismissal of a Chapter 7 bankruptcy?

Answer 1

It makes no difference where you are...bankruptcy is Federal.

Under the bankruptcy laws effective from October 17, 2005, Chapter 7 cannot be filed unless the debtor was discharged from the previous Chapter 7 or bankruptcy more than eight years ago.

The debtor cannot file a Chapter 13 unless: (1) the debtor received a discharge under Chapter 7, 11 or 12 more than four years ago; or (2) the debtor received a discharge under Chapter 13 more than two years ago.

That's only a very small part of an answer to your question...the real one being: bankruptcy is for resolving an extraordinary bad luck in life event...a once in a lifetime event. Its a real break..that in most parts of the world you just don't get..there you pay your debts, or your kids, family do, or (and frequently it's AND) very bad things happen to you. But most certainly, your not a trusted member of the community ever again..and you ain't reneging on your solemn oath to pay again. If you looking to do it even a few years after having done it, until you substantially change your ways....likely just about everything in your spending habits and probably even how and what you feel you deserve from others and yourself....you'll just continue being a bankrupt... in ways much more than money. Hey...wake up...what your doing...what your taking from others...it obviously ain't working for you and certainly ain't making you rich. Change. NOW.

Answer 2

Bankruptcy is meant to give an honest debtor a fresh start in life. Just because your chapter 7 petition has been dismissed it does not mean that you can never file for bankruptcy protection. If your chapter 7 petition was dismissed less than a year ago, then the automatic stay that comes into operation on the filing of a bankruptcy petition will be operational only for 30 days after which it will be terminated unless you can show that your prior filing which was dismissed was filed in good faith. For an official opinion, it is advised you seek legal counsel.

Answer 3

Under the bankruptcy laws effective on October 17, 2005, Chapter 7 cannot be filed unless the debtor was discharged from the previous Chapter 7 or bankruptcy more than eight years ago.

The debtor cannot file a Chapter 13 unless: (1) the debtor received a discharge under Chapter 7, 11 or 12 more than four years ago; or (2) the debtor received a discharge under Chapter 13 more than two years ago.

That's only a very small part of an answer to your question...the real one being: Until you substantially change your ways....likely just about everything in your spending habits and probably even how and what you feel you deserve from others and yourself....you'll just continue being a bankrupt (which it seems you consider part of financial planning....IT ISN'T)... Hey...wake up...what your doing...what your taking from others...it obviously ain't working for you and certainly ain't making you rich. Change. NOW.

Answer 4

If your first chpt 13 was dismissed, you can file right away.

If your first chpt 13 was discharged, I believe you can still file right away (in some jurisdictions), but you will not be eligible for discharge in the second BK.

Answer 5

I WAS DISCHARGED FROM A THIRTEEN ON MARCH 21,2005 AND REFILED ANOTHER THIRTEEN DECEMBER 27, 2005. I KNOW AT LEAST THAT, LONG HERE IN Louisiana.

Answer 6

2 years after the discharge of the previous chapter 13.

Answer 7

Yes you can, as long as it was dismissed and not discharged.

Answer 8

You can file a Chapter 7 bankruptcy.

Answer 9

2 years.