A chapter 13 you can do this after [ one year if you have paid on time for 12 months through FHA] However your new payment must equal your present PITI.
Many people who have filed bankruptcy know little about the process. Often times debtors are unaware of their options in a chapter 13 because they rely on their attorney; their attorney has a...
Yes, BUT!!! FHA can be a good solution for refinance after having had a chapter 7 BK on your credit report. They require 2 years from the date of discharge for the BK and you must have reestablished...
You did not indicate what the percentage of equity you have in your home or the reason you need to refinance or is this a renewal of an existing mortgage that has matured? As a former banker and...
The usual length of time after a bk dismissal required to refinance is 24 months. There are different requirements with different lenders. Some specialize in assisting borrowers with bks.
It...
I can finance you one day out of bankruptcy....of course you will pay a much higher rate than those with good credit. After two years you can begin to get more favorable rates (through a...